ownerdomain=gamboahinestrosa.info managerdomain=revbid.net revbid.net, 6953, DIRECT # RevBid + Adagio <3 adagio.io, 1397, RESELLER rubiconproject.com, 19116, RESELLER, 0bfd66d529a55807 improvedigital.com, 1790, RESELLER onetag.com, 6b859b96c564fbe, RESELLER appnexus.com, 13099, RESELLER, f5ab79cb980f11d1 pubmatic.com, 161593, RESELLER, 5d62403b186f2ace rubiconproject.com, 11006, RESELLER, 0bfd66d529a55807 33across.com, 0015a00002oUk4aAAC, RESELLER, bbea06d9c4d2853c yahoo.com, 57289, RESELLER, e1a5b5b6e3255540 appnexus.com, 10239, RESELLER, f5ab79cb980f11d1 rubiconproject.com, 16414, RESELLER, 0bfd66d529a55807 pubmatic.com, 156423, RESELLER, 5d62403b186f2ace rubiconproject.com, 21642, RESELLER, 0bfd66d529a55807 conversantmedia.com, 100141, RESELLER indexexchange.com, 191973, RESELLER, 50b1c356f2c5c8fc triplelift.com, 12503, RESELLER, 6c33edb13117fd86 e-planning.net, 83c06e81531537f4, RESELLER, c1ba615865ed87b2 pubmatic.com, 156631, RESELLER, 5d62403b186f2ace openx.com, 541031350, RESELLER, 6a698e2ec38604c6 rubiconproject.com, 12186, RESELLER, 0bfd66d529a55807 pubmatic.com, 159110, RESELLER, 5d62403b186f2ace indexexchange.com, 194558, RESELLER smartadserver.com, 3554, RESELLER pubmatic.com, 156439, RESELLER, 5d62403b186f2ace pubmatic.com, 154037, RESELLER, 5d62403b186f2ace rubiconproject.com, 16114, RESELLER, 0bfd66d529a55807 openx.com, 537149888, RESELLER, 6a698e2ec38604c6 appnexus.com, 3703, RESELLER, f5ab79cb980f11d1 loopme.com, 5679, RESELLER, 6c8d5f95897a5a3b video.unrulymedia.com, 2564526802, RESELLER pubnative.net, 1006576, RESELLER, d641df8625486a7b admanmedia.com, 43, RESELLER sharethrough.com, OAW69Fon, RESELLER, d53b998a7bd4ecd2 lijit.com, 367236, RESELLER, fafdf38b16bf6b2b openx.com, 538959099, RESELLER, 6a698e2ec38604c6 pubmatic.com, 137711, RESELLER, 5d62403b186f2ace pubmatic.com, 156212, RESELLER, 5d62403b186f2ace rubiconproject.com, 17960, RESELLER, 0bfd66d529a55807 freewheel.tv, 1568036, RESELLER freewheel.tv, 1568041, RESELLER openx.com, 558899373, RESELLER, 6a698e2ec38604c6 video.unrulymedia.com, 5672421953199218469, RESELLER rubiconproject.com, 17960, RESELLER, 0bfd66d529a55807 adform.com, 2865, RESELLER appnexus.com, 12290, RESELLER, f5ab79cb980f11d1 appnexus.com, 9393, RESELLER, f5ab79cb980f11d1 indexexchange.com, 191503, RESELLER, 50b1c356f2c5c8fc openx.com, 559680764, RESELLER, 6a698e2ec38604c6 rubiconproject.com, 23844, RESELLER, 0bfd66d529a55807 smartadserver.com, 3056, RESELLER, 060d053dcf45cbf3 yahoo.com, 49648, RESELLER pubmatic.com, 161527, RESELLER, 5d62403b186f2ace pubmatic.com, 158355, RESELLER, 5d62403b186f2ace lijit.com, 260380, RESELLER, fafdf38b16bf6b2b sovrn.com, 260380, RESELLER, fafdf38b16bf6b2b appnexus.com, 11924, RESELLER, f5ab79cb980f11d1 amxrtb.com, 105199747, DIRECT advertising.com, 28305, RESELLER appnexus.com, 11786, RESELLER, f5ab79cb980f11d1 connectad.io, 1397, RESELLER rubiconproject.com, 26800, RESELLER, 0bfd66d529a55807 admanmedia.com, 2216, RESELLER connectad.io, 456, RESELLER, 85ac85a30c93b3e5 rubiconproject.com, 26800, RESELLER, 0bfd66d529a55807 # RevBid + AdYouLike <3 adyoulike.com, 4db16f63a44a8089eb24922002e88ad0, DIRECT appnexus.com, 7664, RESELLER, f5ab79cb980f11d1 pubmatic.com, 160925, RESELLER, 5d62403b186f2ace rubiconproject.com, 20736, RESELLER, 0bfd66d529a55807 adform.com, 3296, RESELLER, 9f5210a2f0999e32 richaudience.com, JAHJ4YZq4O, RESELLER lijit.com, 408376, RESELLER, fafdf38b16bf6b2b Media.net, 8CU1G827Y, Reseller smilewanted.com, 1494, RESELLER onetag.com, 7a07370227fc000, RESELLER risecodes.com, 64c7a4acd6298f0001a7d867, RESELLER nativo.com, 5848, RESELLER, 59521ca7cc5e9fee nobid.io, 50603, RESELLER adipolosolutions.com, 23015084430, RESELLER smartadserver.com, 4144, RESELLER copper6.com, 766102, RESELLER video.unrulymedia.com, 297618916, RESELLER 33across.com, 0010b00002Xbn7QAAR, RESELLER, bbea06d9c4d2853c thebrave.io, 1234679, RESELLER, c25b2154543746ac indexexchange.com, 190532, RESELLER, 50b1c356f2c5c8fc triplelift.com, 10504, RESELLER, 6c33edb13117fd86 sharethrough.com, UN5mGpO8, RESELLER, d53b998a7bd4ecd2 amxrtb.com, 105199830, RESELLER loopme.com, 11362, RESELLER, 6c8d5f95897a5a3b openx.com, 539466082, RESELLER, 6a698e2ec38604c6 trustedstack.com, TSNC78R17, RESELLER gamoshi.io, 267-b6098, RESELLER, 20e30b2ae1f670f2 videoheroes.tv, 212690, RESELLER, 064bc410192443d8 yieldmo.com, 3482865003332051270, RESELLER video.unrulymedia.com, 639501697, RESELLER strongmetrics.io, 219562, RESELLER vistarsagency.com, cqqccatc23j9v5bv3fv0, RESELLER, 8db795910158017c screencore.io, 276, RESELLER eskimi.com, 2020000792, RESELLER advertising.com, 82643, RESELLER conversantmedia.com, 100292, RESELLER, 03113cd04947736d # RevBid + Sovrn <3 lijit.com, 474880, DIRECT, fafdf38b16bf6b2b lijit.com, 474880-eb, DIRECT, fafdf38b16bf6b2b openx.com, 538959099, RESELLER, 6a698e2ec38604c6 pubmatic.com, 137711, RESELLER, 5d62403b186f2ace pubmatic.com, 156212, RESELLER, 5d62403b186f2ace rubiconproject.com, 17960, RESELLER, 0bfd66d529a55807 appnexus.com, 1019, RESELLER, f5ab79cb980f11d1 video.unrulymedia.com, 2444764291, RESELLER contextweb.com, 558511, RESELLER krushmedia.com, AJxF6R572a9M6CaTvK, RESELLER # RevBid + ImproveDigital <3 improvedigital.com, 2408, RESELLER # RevBid + AdLiveTech <3 adlive.io, 19969, RESELLER themediagrid.com, LVXCEA, DIRECT, 35d5010d7789b49d themediagrid.com, IZLGFV, DIRECT, 35d5010d7789b49d pubmatic.com, 162999, RESELLER, 5d62403b186f2ace rubiconproject.com, 18680, DIRECT, 0bfd66d529a55807 improvedigital.com, 1159, RESELLER # RevBid + Setupad <3 setupad.com, 2424, DIRECT rubiconproject.com, 21118, RESELLER, 0bfd66d529a55807 adform.com, 1484, RESELLER pubmatic.com, 156191, RESELLER, 5d62403b186f2ace smartadserver.com, 3527, RESELLER, 060d053dcf45cbf3 lijit.com, 252889, RESELLER, fafdf38b16bf6b2b openx.com, 540890784, RESELLER, 6a698e2ec38604c6 indexexchange.com, 191541, RESELLER 152media.com, 152, RESELLER adtelligent.com, 534151, RESELLER triplelift.com, 12405, RESELLER, 6c33edb13117fd86 nextmillennium.io, 16454, RESELLER, 65bd090fa4a1e3d6 connectad.io, 416, RESELLER, 85ac85a30c93b3e5 Media.net, 8CU2I176C, RESELLER risecodes.com, 649047cf01889e0001cb85f1, RESELLER 33across.com, 0010b00002bTS1QAAW, RESELLER, bbea06d9c4d2853c onetag.com, 753951255855558, RESELLER #RevBid + Onetag <3 onetag.com, 818fac267e2a1b4, DIRECT onetag.com, 818fac267e2a1b4-OB, DIRECT appnexus.com, 13099, RESELLER, f5ab79cb980f11d1 pubmatic.com, 161593, RESELLER, 5d62403b186f2ace rubiconproject.com, 11006, RESELLER, 0bfd66d529a55807 freewheel.tv, 20393, RESELLER freewheel.tv, 24377, RESELLER # RevBid + AdTarget <3 admatic.com.tr, adm-pub-2977111241, DIRECT, uufps1dh5stc6euk adform.com, 2968, DIRECT, 9f5210a2f0999e32 rubiconproject.com, 25100, DIRECT, 0bfd66d529a55807 criteo.com, B-070303, DIRECT, 9fac4a4a87c2a44f themediagrid.com, DNWTUA, DIRECT, 35d5010d7789b49d adtarget.com.tr, 767666, DIRECT pubmatic.com, 159078, DIRECT, 5d62403b186f2ace adform.com, 2600, DIRECT stroeer.com, 17938, DIRECT # RevBid + E-Planning <3 e-planning.net, f0e8f6477570117b, RESELLER, c1ba615865ed87b2 pubmatic.com, 156631, RESELLER, 5d62403b186f2ace disqus.com, 891, DIRECT zeta.com, 891, DIRECT zetaglobal.net, 891, DIRECT sharethrough.com, 23830661, DIRECT, d53b998a7bd4ecd2 openx.com, 541031350, RESELLER, 6a698e2ec38604c6 triplelift.com, 8446, DIRECT, 6c33edb13117fd86 onetag.com, 5927d926323dc2c, DIRECT nextmillennium.io, 16425, DIRECT, 65bd090fa4a1e3d6 mgid.com, 833178, DIRECT, d4c29acad76ce94f loopme.com, 12858, RESELLER, 6c8d5f95897a5a3b krushmedia.com, AJxF6R489a9M6CaTvK, DIRECT sonobi.com, b812bd55d6, RESELLER, d1a215d9eb5aee9e conversantmedia.com, 41784, RESELLER, 03113cd04947736d Media.net, 8CUT87EOU, DIRECT conversantmedia.com, 41784, DIRECT, 03113cd04947736d 33across.com, 0010b00002ZoRYhAAN, DIRECT, bbea06d9c4d2853c richaudience.com, 9komJKwMhZ, RESELLER google.com, pub-3872674820285626, RESELLER, f08c47fec0942fa0 xapads.com, 162365, RESELLER rtbdemand.com, 23064554446, RESELLER admixer.net, 0cc7386a-d5a3-4b90-aeeb-3e67f8fe, DIRECT video.unrulymedia.com, 827123801, DIRECT pubmatic.com, 160846, RESELLER, 5d62403b186f2ace inmobi.com, 61d733c3779d43e590c51c8bc078e10c, RESELLER, 83e75a7ae333ca9d lijit.com, 380632, RESELLER, fafdf38b16bf6b2b #SOVRN mgid.com, 885240, DIRECT, d4c29acad76ce94f adform.com, 1762, RESELLER video.unrulymedia.com, 827123801, RESELLER video.unrulymedia.com, 2736329702851200000, RESELLER inmobi.com, 9b300ff061ff4501abcdd864e6c1cceb, RESELLER, 83e75a7ae333ca9d sharethrough.com, KGPeiFc6, RESELLER, d53b998a7bd4ecd2 openx.com, 559911747, RESELLER, 6a698e2ec38604c6 pubmatic.com, 164187, RESELLER, 5d62403b186f2ace rubiconproject.com, 26144, RESELLER, 0bfd66d529a55807 trustedstack.com, TSL72ADG4, DIRECT risecodes.com, 673da70c91e2fd000109c6f6, RESELLER crystall.io, 294862, DIRECT lijit.com, 512561, RESELLER, fafdf38b16bf6b2b adyoulike.com, cea2adf686c5179d6d96c9b0bbac777e, RESELLER adyoulike.com, 814ad5a7eb7601cc991ae83a976195b9, RESELLER xandr.com, 13117, RESELLER admatic.de, ade-pub-6537379909, DIRECT, uufps1dh5stc6euk amxrtb.com, 105199734, RESELLER yieldmo.com, 3377199372461613093, RESELLER onetag.com, 87f58fe90234d0e, RESELLER smartadserver.com, 5302, RESELLER, 060d053dcf45cbf3 aceex.io, 2108, DIRECT, b1cf3c874d5c6682 video.unrulymedia.com, 799061815, RESELLER eskimi.com, 2020000186, RESELLER conversantmedia.com, 100066, DIRECT, 03113cd04947736d appnexus.com, 15941, RESELLER, f5ab79cb980f11d1 nglcollective.com, 475, DIRECT kargo.com, 8800, DIRECT tremorhub.com, 51vtw, RESELLER, 1a4e959a1b50034a telaria.com, 51vtw, RESELLER, 1a4e959a1b50034a pubmatic.com, 159933, DIRECT, 5d62403b186f2ace springserve.com, 1247, RESELLER, a24eb641fc82e93d telaria.com, 2auap-ich32, RESELLER, 1a4e959a1b50034a telaria.com, 2auap-45web, RESELLER, 1a4e959a1b50034a rubiconproject.com, 12186, RESELLER, 0bfd66d529a55807 richaudience.com, 25BiP9IMgN, DIRECT pubmatic.com, 163389, RESELLER, 5d62403b186f2ace telaria.com, 2auap-zihku, RESELLER, 1a4e959a1b50034a tremorhub.com, 2auap-ich32, RESELLER, 1a4e959a1b50034a tremorhub.com, 2auap-45web, RESELLER, 1a4e959a1b50034a tremorhub.com, 2auap-zihku, RESELLER, 1a4e959a1b50034a adagio.io, 1417, DIRECT # RevBid + Kueez <3 kueez.com, 023bba2412042299d0702b15b00e4c69, DIRECT appnexus.com, 8826, RESELLER, f5ab79cb980f11d1 rubiconproject.com, 16920, RESELLER openx.com, 557564833, RESELLER lijit.com, 407406, RESELLER media.net, 8cu4jtrf9, RESELLER pubmatic.com, 162110, RESELLER sharethrough.com, n98xdzel, RESELLER 33across.com, 0010b00002odu4haax, RESELLER yieldmo.com, 3133660606033240149, RESELLER onetag.com, 6e053d779444c00, RESELLER video.unrulymedia.com, 3486482593, RESELLER sonobi.com, 4c4fba1717, RESELLER smartadserver.com, 4288, RESELLER zetaglobal.com, 108, RESELLER improvedigital.com, 2106, RESELLER loopme.com, 11576, RESELLER themediagrid.com, uot45z, RESELLER # RevBid + AMXR <3 admixer.net,5ec6caad-1374-4898-b09d-06f75d78bcc0,DIRECT cdn.rtb-stack.com, 5ec6caad-1374-4898-b09d-06f75d78bcc0, DIRECT pubmatic.com, 160846, RESELLER, 5d62403b186f2ace loopme.com, 11488, RESELLER, 6c8d5f95897a5a3b e-planning.net,ec771b05828a67fa,RESELLER,c1ba615865ed87b2 zetaglobal.net, 891, DIRECT video.unrulymedia.com, 851532539, RESELLER admanmedia.com, 1074, RESELLER nextmillennium.io, 16425, RESELLER, 65bd090fa4a1e3d6 onetag.com, 8305cc299686700, RESELLER smartyads.com, 260, RESELLER, fd2bde0ff2e62c5d video.unrulymedia.com, 827123801, RESELLER rubiconproject.com, 15268, RESELLER, 0bfd66d529a55807 pubmatic.com, 159277, RESELLER x.adprime.com, AJxF6R77a9M6CaTvK, RESELLER krushmedia.com, AJxF6R192a9M6CaTvK, RESELLER rubiconproject.com, 26552, RESELLER richaudience.com, 9komJKwMhZ, RESELLER pubmatic.com, 81564, RESELLER, 5d62403b186f2ace rubiconproject.com, 13510, RESELLER google.com, pub-3872674820285626, RESELLER, f08c47fec0942fa0 xapads.com, 162365, RESELLER rtbdemand.com, 23064554446, RESELLER mgid.com, 885240, RESELLER, d4c29acad76ce94f adform.com, 1762, RESELLER smartadserver.com, 3627, RESELLER, 060d053dcf45cbf3 152media.info,152M929,RESELLER appnexus.com, 11924, RESELLER, f5ab79cb980f11d1 # RevBid + ReVantage <3 kueez.com, 023bba2412042299d0702b15b00e4c69,direct appnexus.com,8826,reseller,f5ab79cb980f11d1 rubiconproject.com,16920,reseller,0bfd66d529a55807 openx.com, 557564833, RESELLER, 6a698e2ec38604c6 lijit.com,407406,reseller,fafdf38b16bf6b2b media.net,8cu4jtrf9,reseller pubmatic.com,162110,reseller,5d62403b186f2ace sharethrough.com,n98xdzel,reseller,d53b998a7bd4ecd2 33across.com, 0010b00002ODU4HAAX,reseller, bbea06d9c4d2853c yieldmo.com,3133660606033240149,reseller onetag.com,6e053d779444c00,reseller video.unrulymedia.com,3486482593,reseller sonobi.com,4c4fba1717,reseller,d1a215d9eb5aee9e smartadserver.com,4288,reseller,060d053dcf45cbf3 zetaglobal.com,108,reseller improvedigital.com,2106,reseller adform.com,2926,reseller,9f5210a2f0999e32 start.io, 185522363, reseller loopme.com,11576,reseller,6c8d5f95897a5a3b themediagrid.com,uot45z,reseller,35d5010d7789b49d trustedstack.com, TSIO6G4I5, reseller themediagrid.com, 7H3QAS, RESELLER, 35d5010d7789b49d smaato.com, 1100059464, RESELLER, 07bcf65f187117b4 smaato.com, 1100004890, RESELLER, 07bcf65f187117b4 intenze.co , 200184, DIRECT imds.tv, 82624, RESELLER, ae6c32151e71f19d 152media.info,152M968,RESELLER amxrtb.com, 105199329, RESELLER kueez.com,00f14b9c9ba786f50ea561b30cc33bb0, direct appnexus.com,8826,reseller richaudience.com, 5wLa5vAlFn, RESELLER appnexus.com, 8233, RESELLER adagio.io, 1544, RESELLER rubiconproject.com, 19116, RESELLER, 0bfd66d529a55807 chocolateplatform.com, 21704, RESELLER rubiconproject.com, 24248, RESELLER, 0bfd66d529a55807 screencore.io, 293, DIRECT adyoulike.com, e5bd7e416fd48b8a82c54e94233e5a1e, DIRECT smilewanted.com, 5230, RESELLER pubmatic.com, 158810, RESELLER, 5d62403b186f2ace appnexus.com, 10040, RESELLER rubiconproject.com, 19814, RESELLER, 0bfd66d529a55807 openx.com, 557083110, RESELLER, 6a698e2ec38604c6 smilewanted.com, 5230, RESELLER pubmatic.com, 158810, RESELLER, 5d62403b186f2ace appnexus.com, 10040, RESELLER rubiconproject.com, 19814, RESELLER, 0bfd66d529a55807 openx.com, 557083110, RESELLER, 6a698e2ec38604c6 adscholars.com, 221557, DIRECT ergadx.com, 5258, DIRECT Pubmatic.com, 160881, RESELLER, 5d62403b186f2ace Pubmatic.com, 162147, RESELLER, 5d62403b186f2ace inmobi.com, a465db258ac44b2abb4e100fa019be3c, RESELLER, 83e75a7ae333ca9d rubiconproject.com, 23102, RESELLER, 0bfd66d529a55807 monetixads.com, mix-pub-6611088393, DIRECT, uufps1dh5stc6euk adform.com, 3266, DIRECT improvedigital.com, 1616, RESELLER themediagrid.com, BIH5U6, RESELLER, 35d5010d7789b49d criteo.com, B-064389, RESELLER, 9fac4a4a87c2a44f openx.com, 541163168, DIRECT, 6a698e2ec38604c6 pubmatic.com, 158349, RESELLER, 5d62403b186f2ace #EB pubmatic.com, 158350, RESELLER, 5d62403b186f2ace #TM pubmatic.com, 155968, RESELLER, 5d62403b186f2ace #PB rubiconproject.com, 11398, RESELLER, 0bfd66d529a55807 adform.com, 2668, RESELLER appnexus.com, 11673, RESELLER, f5ab79cb980f11d1 smartadserver.com, 989, RESELLER, 060d053dcf45cbf3 Media.net, 8CU33YS38, RESELLER vi.ai, g-00f44bb9f57d2bb96162c9eda0981f48c2, DIRECT outbrain.com, 0052a42837b505f8ee68b4559b35c4d4d7, DIRECT openx.com, 540393169, RESELLER, 6a698e2ec38604c6 triplelift.com, 11547, RESELLER, 6c33edb13117fd86 improvedigital.com, 1552, Reseller contextweb.com, 562709, RESELLER, 89ff185a4c4e857c aps.amazon.com, 3965, RESELLER freewheel.tv, 1220559, RESELLER freewheel.tv, 1133073, RESELLER sovrn.com, 267974, RESELLER, fafdf38b16bf6b2b adform.com, 2611, RESELLER rubiconproject.com, 19668, RESELLER, 0bfd66d529a55807 indexexchange.com, 190856, RESELLER, 50b1c356f2c5c8fc pubmatic.com, 158615, RESELLER, 5d62403b186f2ace appnexus.com, 7597, RESELLER, f5ab79cb980f11d1 smartadserver.com, 3820, RESELLER video.unrulymedia.com, 367782854, RESELLER indexexchange.com, 193091, RESELLER, 50b1c356f2c5c8fc pubmatic.com, 160065, RESELLER, 5d62403b186f2ace improvedigital.com, 1863, RESELLER freewheel.tv, 1220655, RESELLER google.com, pub-5617098146054077, RESELLER, f08c47fec0942fa0 pubmatic.com, 158055, RESELLER, 5d62403b186f2ace xandr.com, 10736, RESELLER rubiconproject.com, 21506, RESELLER, 0bfd66d529a55807 Indexexchange.com, 190500, RESELLER smartadserver.com,2776,RESELLER openx.com, 540362347, RESELLER, 6a698e2ec38604c6 openx.com, 540362347, RESELLER, 6a698e2ec38604c6 rubiconproject.com, 20086, RESELLER, 0bfd66d529a55807 connectad.io, 508, RESELLER, 85ac85a30c93b3e5 adform.com, 768, RESELLER, 9f5210a2f0999e32 rubiconproject.com, 26800, RESELLER, 0bfd66d529a55807 openx.com, 537145117, RESELLER, 6a698e2ec38604c6 lijit.com, 244287, RESELLER, fafdf38b16bf6b2b openx.com, 538959099, RESELLER, 6a698e2ec38604c6 pubmatic.com, 137711, RESELLER, 5d62403b186f2ace pubmatic.com, 156212, RESELLER, 5d62403b186f2ace appnexus.com, 1019, RESELLER, f5ab79cb980f11d1 rtbhouse.com, f2PMUrbTLheS4d67McTq, DIRECT rtbhouse.com, RcZfc1nKUmkHGXLIwZQb, DIRECT adform.com, 3215, RESELLER appnexus.com, 14416, RESELLER appnexus.com, 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Vehicle Insurance Class Codes: Understanding Your Risk

Vehicle insurance class codes are a crucial aspect of determining your insurance premiums. These codes, assigned to vehicles based on various factors, reflect the perceived risk associated with each vehicle type and its potential for accidents or claims. Understanding these codes can help you make informed decisions about your insurance coverage and potentially save money on your premiums.

Insurance companies use class codes to categorize vehicles into groups with similar risk profiles. Factors such as vehicle type, age, engine size, safety features, and even driving history play a role in assigning a specific class code. This categorization helps insurers accurately assess the risk of insuring a particular vehicle, leading to more tailored premiums for policyholders.

Introduction to Vehicle Insurance Class Codes

Vehicle insurance class codes are a system used by insurance companies to categorize vehicles based on their risk of being involved in an accident. These codes help insurance companies determine the premium rates for different vehicles.

The class code assigned to a vehicle reflects its potential for accidents, theft, and other risks. This system allows insurance companies to accurately assess the risk associated with insuring a particular vehicle and set premiums accordingly.

How Class Codes Are Assigned

The class code assigned to a vehicle is based on various factors. These factors are designed to help insurance companies understand the risk associated with insuring a specific vehicle.

  • Vehicle Type: The type of vehicle, such as a car, truck, motorcycle, or SUV, significantly impacts its class code. Cars are generally considered lower risk than motorcycles, while trucks and SUVs may fall somewhere in between.
  • Vehicle Age: Older vehicles tend to have higher class codes because they are more likely to have mechanical issues and are less safe than newer models. As a vehicle ages, its maintenance costs can increase, and its safety features may become outdated.
  • Vehicle Make and Model: Certain makes and models are known for their safety features, reliability, and accident history. Insurance companies consider this information when assigning class codes. For example, a vehicle with a high safety rating and a proven record of reliability might receive a lower class code than a vehicle with a history of frequent accidents or safety concerns.
  • Vehicle Usage: The purpose for which a vehicle is used also influences its class code. Vehicles used for business purposes, such as delivery trucks or taxis, generally have higher class codes than vehicles used for personal transportation. This is because business vehicles are often driven longer distances and in more challenging conditions, increasing the risk of accidents.
  • Driver’s History: The driver’s driving record is a crucial factor in determining the class code. Drivers with a history of accidents, traffic violations, or DUI convictions are more likely to be assigned higher class codes. This is because insurance companies perceive these drivers as higher risk, reflecting their increased potential for future accidents.

Understanding Class Code Categories

Vehicle insurance class codes are designed to categorize vehicles based on their characteristics and risk factors. This categorization helps insurance companies assess the risk associated with insuring a particular vehicle and determine the appropriate premium.

Understanding class code categories is crucial for both insurance companies and policyholders. Insurance companies use this system to accurately assess risk and price premiums, while policyholders can use it to understand how their vehicle’s characteristics impact their insurance costs.

Types of Vehicle Insurance Class Codes

The types of vehicles covered by insurance are grouped into different classes, reflecting their risk profiles. This grouping helps insurance companies calculate premiums based on the likelihood of claims.

  • Private Passenger Vehicles: These are the most common type of vehicles covered by insurance. They include cars, SUVs, vans, and minivans used for personal transportation. Class codes within this category may further differentiate vehicles based on factors such as age, make, model, and engine size.
  • Commercial Vehicles: These vehicles are used for business purposes and include trucks, buses, and delivery vans. They often have higher insurance premiums due to their increased risk of accidents and potential for larger claims.
  • Motorcycles: Motorcycles are a separate class due to their higher risk of accidents and injuries. Class codes may vary based on the motorcycle’s size, engine displacement, and intended use.
  • Recreational Vehicles (RVs): RVs, including motorhomes, travel trailers, and camper vans, are grouped into their own class due to their unique characteristics and potential for damage during travel.
  • Other Vehicles: This category includes a variety of vehicles not covered by other classes, such as ATVs, snowmobiles, and golf carts.

Factors Determining Vehicle Class Codes

Several factors contribute to the classification of a vehicle and its associated insurance class code.

  • Vehicle Type: The type of vehicle, such as a car, truck, or motorcycle, is a primary factor in determining its class code. Different vehicle types have varying risk profiles due to their size, weight, and intended use.
  • Vehicle Age: Older vehicles generally have higher insurance premiums due to increased risk of mechanical failure and lower safety features.
  • Vehicle Make and Model: Certain vehicle makes and models have a history of higher accident rates or more expensive repairs, which can impact their class code.
  • Engine Size and Power: Vehicles with larger engines and higher horsepower often have higher insurance premiums due to their increased potential for speed and accidents.
  • Safety Features: Vehicles equipped with safety features such as anti-lock brakes, airbags, and stability control may have lower insurance premiums due to their reduced risk of accidents and injuries.
  • Usage: The intended use of the vehicle, such as personal transportation, business use, or recreational purposes, can also influence its class code.

Rationale for Grouping Vehicles into Classes

The grouping of vehicles into classes serves several purposes:

  • Risk Assessment: Class codes allow insurance companies to assess the risk associated with insuring a particular vehicle. This is achieved by grouping vehicles with similar characteristics and accident histories, enabling insurers to develop more accurate risk profiles.
  • Premium Calculation: Class codes are used to calculate premiums based on the risk associated with each vehicle. Vehicles with higher risk profiles, such as those with a history of accidents or expensive repairs, typically have higher insurance premiums.
  • Fairness and Transparency: By grouping vehicles into classes based on their characteristics and risk factors, insurance companies can ensure that premiums are fair and transparent. Policyholders with vehicles that are less risky are likely to pay lower premiums.
  • Improved Data Analysis: Class codes enable insurance companies to collect and analyze data on accidents and claims for specific types of vehicles. This data can be used to identify trends, improve safety measures, and develop more accurate risk assessments.

Impact of Class Codes on Premiums

Class codes are a fundamental aspect of vehicle insurance, playing a significant role in determining the premium you pay. Understanding how class codes influence premiums is crucial for making informed decisions about your insurance coverage.

Class codes are essentially a numerical representation of the risk associated with a particular vehicle. Insurance companies utilize these codes to assess the likelihood of an accident or claim, and ultimately, to calculate your premium.

Relationship Between Class Code and Risk Assessment

The relationship between class codes and risk assessment is straightforward. Insurance companies have developed a comprehensive system that categorizes vehicles based on various factors, including:

  • Vehicle Type: Cars, trucks, SUVs, motorcycles, and other vehicle types have varying risk profiles. For instance, sports cars are often associated with higher speeds and aggressive driving, leading to a higher risk of accidents.
  • Vehicle Age: Older vehicles are more prone to mechanical issues, increasing the risk of breakdowns and accidents. Newer vehicles, on the other hand, often have advanced safety features that can mitigate risk.
  • Vehicle Usage: The purpose for which a vehicle is used significantly impacts its risk profile. Vehicles used for commuting have a lower risk than those used for commercial purposes, such as delivery trucks.
  • Driver Demographics: Factors like age, driving experience, and driving history are also considered. Young and inexperienced drivers, for example, are statistically more likely to be involved in accidents.

These factors are combined to assign a specific class code to each vehicle, reflecting its overall risk profile.

Examples of How Class Codes Influence Premium Rates

The impact of class codes on premium rates is evident in real-world examples. Let’s consider a few scenarios:

  • Scenario 1: A young driver with a sports car will likely have a higher class code than an older driver with a family sedan. This higher class code will result in a higher premium due to the increased risk associated with a young driver and a high-performance vehicle.
  • Scenario 2: A commercial truck used for long-haul deliveries will have a higher class code than a personal vehicle used for commuting. This is because commercial trucks are involved in more accidents and often carry heavy loads, increasing the potential for damage and liability.
  • Scenario 3: An older vehicle with a history of mechanical problems will have a higher class code than a newer vehicle with a good safety record. The increased risk of breakdowns and accidents in the older vehicle will lead to a higher premium.

These examples illustrate how class codes directly influence the cost of insurance. By understanding the factors that contribute to class code assignment, you can make informed decisions about your vehicle choices and driving habits to potentially lower your premium.

Vehicle Insurance Class Code Examples

Understanding vehicle insurance class codes is crucial for determining the cost of your insurance premium. Class codes are numerical representations of the risk associated with a particular vehicle, and they are based on factors like the vehicle’s make, model, year, and safety features. These codes are used by insurance companies to assess the likelihood of an accident or claim.

Vehicle Insurance Class Code Examples

Here is a table of common vehicle insurance class codes, their descriptions, and corresponding vehicle types:

Class Code Description Vehicle Type
10 Small, economy cars Honda Civic, Toyota Corolla, Hyundai Elantra
15 Mid-size sedans Honda Accord, Toyota Camry, Nissan Altima
20 Luxury sedans Mercedes-Benz C-Class, BMW 3 Series, Audi A4
25 Sport utility vehicles (SUVs) Toyota RAV4, Honda CR-V, Ford Escape
30 Trucks and vans Ford F-150, Chevrolet Silverado, Dodge Ram
35 High-performance vehicles Porsche 911, Chevrolet Corvette, Dodge Challenger

Factors Affecting Class Code Assignment

Vehicle insurance class codes
Vehicle insurance class codes are not assigned randomly. Several factors are considered to determine the appropriate class code for a particular vehicle. These factors play a crucial role in calculating the insurance premium, as they influence the likelihood of accidents and the potential cost of repairs.

Vehicle Type

The type of vehicle is a primary factor influencing the class code assignment. Different vehicle types have varying accident risks and repair costs. For example, sports cars are often associated with higher speeds and aggressive driving styles, leading to increased accident probabilities and higher repair costs. Conversely, sedans and hatchbacks are typically considered safer and less expensive to repair.

  • Sports Cars: Higher accident risk and repair costs.
  • Sedans and Hatchbacks: Lower accident risk and repair costs.
  • SUVs and Trucks: Moderate accident risk and repair costs, varying based on size and features.
  • Commercial Vehicles: Higher accident risk due to frequent usage and heavier loads.

Age and Model Year, Vehicle insurance class codes

Older vehicles are more likely to have worn-out parts and outdated safety features, increasing the risk of accidents and repair costs. Newer vehicles generally have advanced safety features and are less prone to mechanical issues, resulting in lower premiums.

  • Older Vehicles: Higher accident risk and repair costs.
  • Newer Vehicles: Lower accident risk and repair costs.

Engine Size and Power

Vehicles with larger engines and higher horsepower often have higher performance capabilities, which can lead to more aggressive driving and increased accident risk. These vehicles also tend to have more expensive parts and repairs.

  • High-Performance Vehicles: Higher accident risk and repair costs.
  • Smaller Engines: Lower accident risk and repair costs.

Safety Features

Vehicles equipped with advanced safety features, such as anti-lock brakes, airbags, and electronic stability control, are generally considered safer and less likely to be involved in accidents. These features can significantly reduce insurance premiums.

  • Anti-lock Brakes (ABS): Reduced braking distance and improved vehicle control.
  • Airbags: Protection for passengers in the event of a collision.
  • Electronic Stability Control (ESC): Prevents loss of control during sudden maneuvers.

Usage and Driving History

The frequency and purpose of vehicle usage significantly impact the class code assignment. Vehicles used for commuting or personal errands are typically assigned lower class codes than those used for commercial purposes or long-distance travel. Similarly, drivers with a clean driving history and no prior accidents or violations are generally considered lower risk and receive lower premiums.

  • Commuting or Personal Use: Lower accident risk and premiums.
  • Commercial Use: Higher accident risk and premiums.
  • Long-Distance Travel: Increased exposure to accidents and higher premiums.
  • Clean Driving History: Lower accident risk and premiums.
  • Accidents or Violations: Higher accident risk and premiums.

Impact of Class Codes on Coverage

Vehicle insurance class codes
Class codes can significantly influence the types of coverage available for your vehicle insurance policy. Understanding the relationship between class codes and coverage limitations is crucial for making informed decisions about your insurance needs.

Coverage Limitations Based on Class Code

The class code assigned to your vehicle can impact the types of coverage available and the limitations associated with each coverage. For example, some class codes might restrict the availability of certain coverage options, such as comprehensive or collision coverage. This is because the insurance company assesses the risk associated with different types of vehicles based on their class code.

Here are some examples of how specific class codes may influence coverage options:

  • High-performance vehicles: These vehicles often fall into higher class codes due to their increased risk of accidents and higher repair costs. Insurance companies may limit the amount of coverage available for these vehicles, or they may charge higher premiums for comprehensive and collision coverage.
  • Classic cars: Classic cars, while often considered low-risk vehicles, may face limitations in coverage due to their unique value and potential for theft. Insurance companies might require specialized coverage options for classic cars, which could be more expensive than standard coverage.
  • Commercial vehicles: Commercial vehicles, used for business purposes, typically have different coverage options compared to personal vehicles. These options might include liability coverage for cargo damage, coverage for accidents involving multiple vehicles, or coverage for specific business risks.

It’s essential to understand the coverage limitations associated with your vehicle’s class code. Consulting with your insurance agent or reviewing your policy documents can provide valuable insights into the specific coverage options available for your vehicle.

Importance of Understanding Class Codes

In the realm of vehicle insurance, class codes play a pivotal role in determining your premium and the coverage you receive. Understanding your class code is not just a matter of curiosity; it’s crucial for making informed decisions about your insurance and ensuring you get the best value for your money.

Knowing your class code empowers you to take control of your insurance costs and ensure you’re adequately protected.

Benefits of Knowing Your Class Code

Knowing your class code can be incredibly beneficial in various ways, including:

  • Accurate premium calculations: Class codes are the foundation for calculating your premium. By understanding your class code, you can get a clearer picture of how your premium is determined and whether it’s aligned with your vehicle’s characteristics and usage.
  • Informed insurance decisions: Knowing your class code allows you to compare different insurance policies and providers effectively. You can identify policies that are tailored to your specific needs and avoid paying for coverage you don’t require.
  • Potential for discounts and savings: Many insurance companies offer discounts based on your class code. For example, if your vehicle has safety features like anti-theft devices or airbags, you might qualify for a discount. Understanding your class code allows you to take advantage of such opportunities and potentially save on your premium.

Epilogue: Vehicle Insurance Class Codes

Vehicle insurance class codes

By understanding your vehicle’s insurance class code, you gain valuable insights into the factors influencing your premium. You can also leverage this knowledge to explore ways to potentially lower your insurance costs, such as by choosing a vehicle with favorable class codes or improving your driving record. Ultimately, understanding class codes empowers you to make informed decisions about your vehicle insurance and ensure you have the right coverage at the right price.

FAQ Corner

What factors influence vehicle insurance class codes?

Several factors influence class code assignment, including vehicle type, age and model year, engine size and power, safety features, usage, and driving history. Each factor contributes to the perceived risk associated with the vehicle.

Can I change my vehicle’s insurance class code?

While you can’t directly change your vehicle’s class code, you can potentially influence it by modifying certain factors. For example, adding safety features or improving your driving record might lead to a lower risk assessment and potentially a more favorable class code.

How do class codes affect my coverage options?

Certain class codes might limit the types of coverage available or impose specific restrictions. For instance, vehicles with higher risk profiles might have limitations on certain coverage options, such as collision or comprehensive coverage.

Are there any discounts available based on class codes?

Yes, some insurance companies offer discounts based on class codes. For example, vehicles with favorable safety features or low risk profiles might qualify for discounts on their premiums.