ownerdomain=gamboahinestrosa.info managerdomain=revbid.net revbid.net, 6953, DIRECT # RevBid + Adagio <3 adagio.io, 1397, RESELLER rubiconproject.com, 19116, RESELLER, 0bfd66d529a55807 improvedigital.com, 1790, RESELLER onetag.com, 6b859b96c564fbe, RESELLER appnexus.com, 13099, RESELLER, f5ab79cb980f11d1 pubmatic.com, 161593, RESELLER, 5d62403b186f2ace rubiconproject.com, 11006, RESELLER, 0bfd66d529a55807 33across.com, 0015a00002oUk4aAAC, RESELLER, bbea06d9c4d2853c yahoo.com, 57289, RESELLER, e1a5b5b6e3255540 appnexus.com, 10239, RESELLER, f5ab79cb980f11d1 rubiconproject.com, 16414, RESELLER, 0bfd66d529a55807 pubmatic.com, 156423, RESELLER, 5d62403b186f2ace rubiconproject.com, 21642, RESELLER, 0bfd66d529a55807 conversantmedia.com, 100141, RESELLER indexexchange.com, 191973, RESELLER, 50b1c356f2c5c8fc triplelift.com, 12503, RESELLER, 6c33edb13117fd86 e-planning.net, 83c06e81531537f4, RESELLER, c1ba615865ed87b2 pubmatic.com, 156631, RESELLER, 5d62403b186f2ace openx.com, 541031350, RESELLER, 6a698e2ec38604c6 rubiconproject.com, 12186, RESELLER, 0bfd66d529a55807 pubmatic.com, 159110, RESELLER, 5d62403b186f2ace indexexchange.com, 194558, RESELLER smartadserver.com, 3554, RESELLER pubmatic.com, 156439, RESELLER, 5d62403b186f2ace pubmatic.com, 154037, RESELLER, 5d62403b186f2ace rubiconproject.com, 16114, RESELLER, 0bfd66d529a55807 openx.com, 537149888, RESELLER, 6a698e2ec38604c6 appnexus.com, 3703, RESELLER, f5ab79cb980f11d1 loopme.com, 5679, RESELLER, 6c8d5f95897a5a3b video.unrulymedia.com, 2564526802, RESELLER pubnative.net, 1006576, RESELLER, d641df8625486a7b admanmedia.com, 43, RESELLER sharethrough.com, OAW69Fon, RESELLER, d53b998a7bd4ecd2 lijit.com, 367236, RESELLER, fafdf38b16bf6b2b openx.com, 538959099, RESELLER, 6a698e2ec38604c6 pubmatic.com, 137711, RESELLER, 5d62403b186f2ace pubmatic.com, 156212, RESELLER, 5d62403b186f2ace rubiconproject.com, 17960, RESELLER, 0bfd66d529a55807 freewheel.tv, 1568036, RESELLER freewheel.tv, 1568041, RESELLER openx.com, 558899373, RESELLER, 6a698e2ec38604c6 video.unrulymedia.com, 5672421953199218469, RESELLER rubiconproject.com, 17960, RESELLER, 0bfd66d529a55807 adform.com, 2865, RESELLER appnexus.com, 12290, RESELLER, f5ab79cb980f11d1 appnexus.com, 9393, RESELLER, f5ab79cb980f11d1 indexexchange.com, 191503, RESELLER, 50b1c356f2c5c8fc openx.com, 559680764, RESELLER, 6a698e2ec38604c6 rubiconproject.com, 23844, RESELLER, 0bfd66d529a55807 smartadserver.com, 3056, RESELLER, 060d053dcf45cbf3 yahoo.com, 49648, RESELLER pubmatic.com, 161527, RESELLER, 5d62403b186f2ace pubmatic.com, 158355, RESELLER, 5d62403b186f2ace lijit.com, 260380, RESELLER, fafdf38b16bf6b2b sovrn.com, 260380, RESELLER, fafdf38b16bf6b2b appnexus.com, 11924, RESELLER, f5ab79cb980f11d1 amxrtb.com, 105199747, DIRECT advertising.com, 28305, RESELLER appnexus.com, 11786, RESELLER, f5ab79cb980f11d1 connectad.io, 1397, RESELLER rubiconproject.com, 26800, RESELLER, 0bfd66d529a55807 admanmedia.com, 2216, RESELLER connectad.io, 456, RESELLER, 85ac85a30c93b3e5 rubiconproject.com, 26800, RESELLER, 0bfd66d529a55807 # RevBid + AdYouLike <3 adyoulike.com, 4db16f63a44a8089eb24922002e88ad0, DIRECT appnexus.com, 7664, RESELLER, f5ab79cb980f11d1 pubmatic.com, 160925, RESELLER, 5d62403b186f2ace rubiconproject.com, 20736, RESELLER, 0bfd66d529a55807 adform.com, 3296, RESELLER, 9f5210a2f0999e32 richaudience.com, JAHJ4YZq4O, RESELLER lijit.com, 408376, RESELLER, fafdf38b16bf6b2b Media.net, 8CU1G827Y, Reseller smilewanted.com, 1494, RESELLER onetag.com, 7a07370227fc000, RESELLER risecodes.com, 64c7a4acd6298f0001a7d867, RESELLER nativo.com, 5848, RESELLER, 59521ca7cc5e9fee nobid.io, 50603, RESELLER adipolosolutions.com, 23015084430, RESELLER smartadserver.com, 4144, RESELLER copper6.com, 766102, RESELLER video.unrulymedia.com, 297618916, RESELLER 33across.com, 0010b00002Xbn7QAAR, RESELLER, bbea06d9c4d2853c thebrave.io, 1234679, RESELLER, c25b2154543746ac indexexchange.com, 190532, RESELLER, 50b1c356f2c5c8fc triplelift.com, 10504, RESELLER, 6c33edb13117fd86 sharethrough.com, UN5mGpO8, RESELLER, d53b998a7bd4ecd2 amxrtb.com, 105199830, RESELLER loopme.com, 11362, RESELLER, 6c8d5f95897a5a3b openx.com, 539466082, RESELLER, 6a698e2ec38604c6 trustedstack.com, TSNC78R17, RESELLER gamoshi.io, 267-b6098, RESELLER, 20e30b2ae1f670f2 videoheroes.tv, 212690, RESELLER, 064bc410192443d8 yieldmo.com, 3482865003332051270, RESELLER video.unrulymedia.com, 639501697, RESELLER strongmetrics.io, 219562, RESELLER vistarsagency.com, cqqccatc23j9v5bv3fv0, RESELLER, 8db795910158017c screencore.io, 276, RESELLER eskimi.com, 2020000792, RESELLER advertising.com, 82643, RESELLER conversantmedia.com, 100292, RESELLER, 03113cd04947736d # RevBid + Sovrn <3 lijit.com, 474880, DIRECT, fafdf38b16bf6b2b lijit.com, 474880-eb, DIRECT, fafdf38b16bf6b2b openx.com, 538959099, RESELLER, 6a698e2ec38604c6 pubmatic.com, 137711, RESELLER, 5d62403b186f2ace pubmatic.com, 156212, RESELLER, 5d62403b186f2ace rubiconproject.com, 17960, RESELLER, 0bfd66d529a55807 appnexus.com, 1019, RESELLER, f5ab79cb980f11d1 video.unrulymedia.com, 2444764291, RESELLER contextweb.com, 558511, RESELLER krushmedia.com, AJxF6R572a9M6CaTvK, RESELLER # RevBid + ImproveDigital <3 improvedigital.com, 2408, RESELLER # RevBid + AdLiveTech <3 adlive.io, 19969, RESELLER themediagrid.com, LVXCEA, DIRECT, 35d5010d7789b49d themediagrid.com, IZLGFV, DIRECT, 35d5010d7789b49d pubmatic.com, 162999, RESELLER, 5d62403b186f2ace rubiconproject.com, 18680, DIRECT, 0bfd66d529a55807 improvedigital.com, 1159, RESELLER # RevBid + Setupad <3 setupad.com, 2424, DIRECT rubiconproject.com, 21118, RESELLER, 0bfd66d529a55807 adform.com, 1484, RESELLER pubmatic.com, 156191, RESELLER, 5d62403b186f2ace smartadserver.com, 3527, RESELLER, 060d053dcf45cbf3 lijit.com, 252889, RESELLER, fafdf38b16bf6b2b openx.com, 540890784, RESELLER, 6a698e2ec38604c6 indexexchange.com, 191541, RESELLER 152media.com, 152, RESELLER adtelligent.com, 534151, RESELLER triplelift.com, 12405, RESELLER, 6c33edb13117fd86 nextmillennium.io, 16454, RESELLER, 65bd090fa4a1e3d6 connectad.io, 416, RESELLER, 85ac85a30c93b3e5 Media.net, 8CU2I176C, RESELLER risecodes.com, 649047cf01889e0001cb85f1, RESELLER 33across.com, 0010b00002bTS1QAAW, RESELLER, bbea06d9c4d2853c onetag.com, 753951255855558, RESELLER #RevBid + Onetag <3 onetag.com, 818fac267e2a1b4, DIRECT onetag.com, 818fac267e2a1b4-OB, DIRECT appnexus.com, 13099, RESELLER, f5ab79cb980f11d1 pubmatic.com, 161593, RESELLER, 5d62403b186f2ace rubiconproject.com, 11006, RESELLER, 0bfd66d529a55807 freewheel.tv, 20393, RESELLER freewheel.tv, 24377, RESELLER # RevBid + AdTarget <3 admatic.com.tr, adm-pub-2977111241, DIRECT, uufps1dh5stc6euk adform.com, 2968, DIRECT, 9f5210a2f0999e32 rubiconproject.com, 25100, DIRECT, 0bfd66d529a55807 criteo.com, B-070303, DIRECT, 9fac4a4a87c2a44f themediagrid.com, DNWTUA, DIRECT, 35d5010d7789b49d adtarget.com.tr, 767666, DIRECT pubmatic.com, 159078, DIRECT, 5d62403b186f2ace adform.com, 2600, DIRECT stroeer.com, 17938, DIRECT # RevBid + E-Planning <3 e-planning.net, f0e8f6477570117b, RESELLER, c1ba615865ed87b2 pubmatic.com, 156631, RESELLER, 5d62403b186f2ace disqus.com, 891, DIRECT zeta.com, 891, DIRECT zetaglobal.net, 891, DIRECT sharethrough.com, 23830661, DIRECT, d53b998a7bd4ecd2 openx.com, 541031350, RESELLER, 6a698e2ec38604c6 triplelift.com, 8446, DIRECT, 6c33edb13117fd86 onetag.com, 5927d926323dc2c, DIRECT nextmillennium.io, 16425, DIRECT, 65bd090fa4a1e3d6 mgid.com, 833178, DIRECT, d4c29acad76ce94f loopme.com, 12858, RESELLER, 6c8d5f95897a5a3b krushmedia.com, AJxF6R489a9M6CaTvK, DIRECT sonobi.com, b812bd55d6, RESELLER, d1a215d9eb5aee9e conversantmedia.com, 41784, RESELLER, 03113cd04947736d Media.net, 8CUT87EOU, DIRECT conversantmedia.com, 41784, DIRECT, 03113cd04947736d 33across.com, 0010b00002ZoRYhAAN, DIRECT, bbea06d9c4d2853c richaudience.com, 9komJKwMhZ, RESELLER google.com, pub-3872674820285626, RESELLER, f08c47fec0942fa0 xapads.com, 162365, RESELLER rtbdemand.com, 23064554446, RESELLER admixer.net, 0cc7386a-d5a3-4b90-aeeb-3e67f8fe, DIRECT video.unrulymedia.com, 827123801, DIRECT pubmatic.com, 160846, RESELLER, 5d62403b186f2ace inmobi.com, 61d733c3779d43e590c51c8bc078e10c, RESELLER, 83e75a7ae333ca9d lijit.com, 380632, RESELLER, fafdf38b16bf6b2b #SOVRN mgid.com, 885240, DIRECT, d4c29acad76ce94f adform.com, 1762, RESELLER video.unrulymedia.com, 827123801, RESELLER video.unrulymedia.com, 2736329702851200000, RESELLER inmobi.com, 9b300ff061ff4501abcdd864e6c1cceb, RESELLER, 83e75a7ae333ca9d sharethrough.com, KGPeiFc6, RESELLER, d53b998a7bd4ecd2 openx.com, 559911747, RESELLER, 6a698e2ec38604c6 pubmatic.com, 164187, RESELLER, 5d62403b186f2ace rubiconproject.com, 26144, RESELLER, 0bfd66d529a55807 trustedstack.com, TSL72ADG4, DIRECT risecodes.com, 673da70c91e2fd000109c6f6, RESELLER crystall.io, 294862, DIRECT lijit.com, 512561, RESELLER, fafdf38b16bf6b2b adyoulike.com, cea2adf686c5179d6d96c9b0bbac777e, RESELLER adyoulike.com, 814ad5a7eb7601cc991ae83a976195b9, RESELLER xandr.com, 13117, RESELLER admatic.de, ade-pub-6537379909, DIRECT, uufps1dh5stc6euk amxrtb.com, 105199734, RESELLER yieldmo.com, 3377199372461613093, RESELLER onetag.com, 87f58fe90234d0e, RESELLER smartadserver.com, 5302, RESELLER, 060d053dcf45cbf3 aceex.io, 2108, DIRECT, b1cf3c874d5c6682 video.unrulymedia.com, 799061815, RESELLER eskimi.com, 2020000186, RESELLER conversantmedia.com, 100066, DIRECT, 03113cd04947736d appnexus.com, 15941, RESELLER, f5ab79cb980f11d1 nglcollective.com, 475, DIRECT kargo.com, 8800, DIRECT tremorhub.com, 51vtw, RESELLER, 1a4e959a1b50034a telaria.com, 51vtw, RESELLER, 1a4e959a1b50034a pubmatic.com, 159933, DIRECT, 5d62403b186f2ace springserve.com, 1247, RESELLER, a24eb641fc82e93d telaria.com, 2auap-ich32, RESELLER, 1a4e959a1b50034a telaria.com, 2auap-45web, RESELLER, 1a4e959a1b50034a rubiconproject.com, 12186, RESELLER, 0bfd66d529a55807 richaudience.com, 25BiP9IMgN, DIRECT pubmatic.com, 163389, RESELLER, 5d62403b186f2ace telaria.com, 2auap-zihku, RESELLER, 1a4e959a1b50034a tremorhub.com, 2auap-ich32, RESELLER, 1a4e959a1b50034a tremorhub.com, 2auap-45web, RESELLER, 1a4e959a1b50034a tremorhub.com, 2auap-zihku, RESELLER, 1a4e959a1b50034a adagio.io, 1417, DIRECT # RevBid + Kueez <3 kueez.com, 023bba2412042299d0702b15b00e4c69, DIRECT appnexus.com, 8826, RESELLER, f5ab79cb980f11d1 rubiconproject.com, 16920, RESELLER openx.com, 557564833, RESELLER lijit.com, 407406, RESELLER media.net, 8cu4jtrf9, RESELLER pubmatic.com, 162110, RESELLER sharethrough.com, n98xdzel, RESELLER 33across.com, 0010b00002odu4haax, RESELLER yieldmo.com, 3133660606033240149, RESELLER onetag.com, 6e053d779444c00, RESELLER video.unrulymedia.com, 3486482593, RESELLER sonobi.com, 4c4fba1717, RESELLER smartadserver.com, 4288, RESELLER zetaglobal.com, 108, RESELLER improvedigital.com, 2106, RESELLER loopme.com, 11576, RESELLER themediagrid.com, uot45z, RESELLER # RevBid + AMXR <3 admixer.net,5ec6caad-1374-4898-b09d-06f75d78bcc0,DIRECT cdn.rtb-stack.com, 5ec6caad-1374-4898-b09d-06f75d78bcc0, DIRECT pubmatic.com, 160846, RESELLER, 5d62403b186f2ace loopme.com, 11488, RESELLER, 6c8d5f95897a5a3b e-planning.net,ec771b05828a67fa,RESELLER,c1ba615865ed87b2 zetaglobal.net, 891, DIRECT video.unrulymedia.com, 851532539, RESELLER admanmedia.com, 1074, RESELLER nextmillennium.io, 16425, RESELLER, 65bd090fa4a1e3d6 onetag.com, 8305cc299686700, RESELLER smartyads.com, 260, RESELLER, fd2bde0ff2e62c5d video.unrulymedia.com, 827123801, RESELLER rubiconproject.com, 15268, RESELLER, 0bfd66d529a55807 pubmatic.com, 159277, RESELLER x.adprime.com, AJxF6R77a9M6CaTvK, RESELLER krushmedia.com, AJxF6R192a9M6CaTvK, RESELLER rubiconproject.com, 26552, RESELLER richaudience.com, 9komJKwMhZ, RESELLER pubmatic.com, 81564, RESELLER, 5d62403b186f2ace rubiconproject.com, 13510, RESELLER google.com, pub-3872674820285626, RESELLER, f08c47fec0942fa0 xapads.com, 162365, RESELLER rtbdemand.com, 23064554446, RESELLER mgid.com, 885240, RESELLER, d4c29acad76ce94f adform.com, 1762, RESELLER smartadserver.com, 3627, RESELLER, 060d053dcf45cbf3 152media.info,152M929,RESELLER appnexus.com, 11924, RESELLER, f5ab79cb980f11d1 # RevBid + ReVantage <3 kueez.com, 023bba2412042299d0702b15b00e4c69,direct appnexus.com,8826,reseller,f5ab79cb980f11d1 rubiconproject.com,16920,reseller,0bfd66d529a55807 openx.com, 557564833, RESELLER, 6a698e2ec38604c6 lijit.com,407406,reseller,fafdf38b16bf6b2b media.net,8cu4jtrf9,reseller pubmatic.com,162110,reseller,5d62403b186f2ace sharethrough.com,n98xdzel,reseller,d53b998a7bd4ecd2 33across.com, 0010b00002ODU4HAAX,reseller, bbea06d9c4d2853c yieldmo.com,3133660606033240149,reseller onetag.com,6e053d779444c00,reseller video.unrulymedia.com,3486482593,reseller sonobi.com,4c4fba1717,reseller,d1a215d9eb5aee9e smartadserver.com,4288,reseller,060d053dcf45cbf3 zetaglobal.com,108,reseller improvedigital.com,2106,reseller adform.com,2926,reseller,9f5210a2f0999e32 start.io, 185522363, reseller loopme.com,11576,reseller,6c8d5f95897a5a3b themediagrid.com,uot45z,reseller,35d5010d7789b49d trustedstack.com, TSIO6G4I5, reseller themediagrid.com, 7H3QAS, RESELLER, 35d5010d7789b49d smaato.com, 1100059464, RESELLER, 07bcf65f187117b4 smaato.com, 1100004890, RESELLER, 07bcf65f187117b4 intenze.co , 200184, DIRECT imds.tv, 82624, RESELLER, ae6c32151e71f19d 152media.info,152M968,RESELLER amxrtb.com, 105199329, RESELLER kueez.com,00f14b9c9ba786f50ea561b30cc33bb0, direct appnexus.com,8826,reseller richaudience.com, 5wLa5vAlFn, RESELLER appnexus.com, 8233, RESELLER adagio.io, 1544, RESELLER rubiconproject.com, 19116, RESELLER, 0bfd66d529a55807 chocolateplatform.com, 21704, RESELLER rubiconproject.com, 24248, RESELLER, 0bfd66d529a55807 screencore.io, 293, DIRECT adyoulike.com, e5bd7e416fd48b8a82c54e94233e5a1e, DIRECT smilewanted.com, 5230, RESELLER pubmatic.com, 158810, RESELLER, 5d62403b186f2ace appnexus.com, 10040, RESELLER rubiconproject.com, 19814, RESELLER, 0bfd66d529a55807 openx.com, 557083110, RESELLER, 6a698e2ec38604c6 smilewanted.com, 5230, RESELLER pubmatic.com, 158810, RESELLER, 5d62403b186f2ace appnexus.com, 10040, RESELLER rubiconproject.com, 19814, RESELLER, 0bfd66d529a55807 openx.com, 557083110, RESELLER, 6a698e2ec38604c6 adscholars.com, 221557, DIRECT ergadx.com, 5258, DIRECT Pubmatic.com, 160881, RESELLER, 5d62403b186f2ace Pubmatic.com, 162147, RESELLER, 5d62403b186f2ace inmobi.com, a465db258ac44b2abb4e100fa019be3c, RESELLER, 83e75a7ae333ca9d rubiconproject.com, 23102, RESELLER, 0bfd66d529a55807 monetixads.com, mix-pub-6611088393, DIRECT, uufps1dh5stc6euk adform.com, 3266, DIRECT improvedigital.com, 1616, RESELLER themediagrid.com, BIH5U6, RESELLER, 35d5010d7789b49d criteo.com, B-064389, RESELLER, 9fac4a4a87c2a44f openx.com, 541163168, DIRECT, 6a698e2ec38604c6 pubmatic.com, 158349, RESELLER, 5d62403b186f2ace #EB pubmatic.com, 158350, RESELLER, 5d62403b186f2ace #TM pubmatic.com, 155968, RESELLER, 5d62403b186f2ace #PB rubiconproject.com, 11398, RESELLER, 0bfd66d529a55807 adform.com, 2668, RESELLER appnexus.com, 11673, RESELLER, f5ab79cb980f11d1 smartadserver.com, 989, RESELLER, 060d053dcf45cbf3 Media.net, 8CU33YS38, RESELLER vi.ai, g-00f44bb9f57d2bb96162c9eda0981f48c2, DIRECT outbrain.com, 0052a42837b505f8ee68b4559b35c4d4d7, DIRECT openx.com, 540393169, RESELLER, 6a698e2ec38604c6 triplelift.com, 11547, RESELLER, 6c33edb13117fd86 improvedigital.com, 1552, Reseller contextweb.com, 562709, RESELLER, 89ff185a4c4e857c aps.amazon.com, 3965, RESELLER freewheel.tv, 1220559, RESELLER freewheel.tv, 1133073, RESELLER sovrn.com, 267974, RESELLER, fafdf38b16bf6b2b adform.com, 2611, RESELLER rubiconproject.com, 19668, RESELLER, 0bfd66d529a55807 indexexchange.com, 190856, RESELLER, 50b1c356f2c5c8fc pubmatic.com, 158615, RESELLER, 5d62403b186f2ace appnexus.com, 7597, RESELLER, f5ab79cb980f11d1 smartadserver.com, 3820, RESELLER video.unrulymedia.com, 367782854, RESELLER indexexchange.com, 193091, RESELLER, 50b1c356f2c5c8fc pubmatic.com, 160065, RESELLER, 5d62403b186f2ace improvedigital.com, 1863, RESELLER freewheel.tv, 1220655, RESELLER google.com, pub-5617098146054077, RESELLER, f08c47fec0942fa0 pubmatic.com, 158055, RESELLER, 5d62403b186f2ace xandr.com, 10736, RESELLER rubiconproject.com, 21506, RESELLER, 0bfd66d529a55807 Indexexchange.com, 190500, RESELLER smartadserver.com,2776,RESELLER openx.com, 540362347, RESELLER, 6a698e2ec38604c6 openx.com, 540362347, RESELLER, 6a698e2ec38604c6 rubiconproject.com, 20086, RESELLER, 0bfd66d529a55807 connectad.io, 508, RESELLER, 85ac85a30c93b3e5 adform.com, 768, RESELLER, 9f5210a2f0999e32 rubiconproject.com, 26800, RESELLER, 0bfd66d529a55807 openx.com, 537145117, RESELLER, 6a698e2ec38604c6 lijit.com, 244287, RESELLER, fafdf38b16bf6b2b openx.com, 538959099, RESELLER, 6a698e2ec38604c6 pubmatic.com, 137711, RESELLER, 5d62403b186f2ace pubmatic.com, 156212, RESELLER, 5d62403b186f2ace appnexus.com, 1019, RESELLER, f5ab79cb980f11d1 rtbhouse.com, f2PMUrbTLheS4d67McTq, DIRECT rtbhouse.com, RcZfc1nKUmkHGXLIwZQb, DIRECT adform.com, 3215, RESELLER appnexus.com, 14416, RESELLER appnexus.com, 14808, RESELLER adform.com, 3215, RESELLER adform.com, 2904, RESELLER rubiconproject.com, 27026, RESELLER, 0bfd66d529a55807 netaddiction.tech, net-pub-6615266254, DIRECT, uufps1dh5stc6euk adform.com, 2668, RESELLER appnexus.com, 11673, RESELLER, f5ab79cb980f11d1 pubmatic.com, 155968, RESELLER, 5d62403b186f2ace rubiconproject.com, 11398, RESELLER, 0bfd66d529a55807 openx.com, 541163168, RESELLER, 6a698e2ec38604c6 rtbhouse.com, e3qznauVqenvza0c5wWJ, RESELLER criteo.com, B-064389, RESELLER, 9fac4a4a87c2a44f themediagrid.com, BIH5U6, RESELLER, 35d5010d7789b49d rtbhouse.com, 36401e736811e8034581, DIRECT rtbhouse.com, Bl90aHDHpnUdxORfqhhI, DIRECT adform.com, 2083, RESELLER adform.com, 3240, RESELLER video.unrulymedia.com, 6111915185540403805, RESELLER rtbhouse.com, qbax0oJZ14CFN7BQIJcp, RESELLER rtbhouse.com, qYjwzKx0LtW8zyxLj0Qn, RESELLER richaudience.com, kBjBHJPcXM, RESELLER appnexus.com, 8233, RESELLER pubmatic.com, 81564, RESELLER, 5d62403b186f2ace pubmatic.com, 156538, RESELLER, 5d62403b186f2ace rubiconproject.com, 13510, RESELLER adform.com, 2904, RESELLER luponmedia.com, 19956462, DIRECT indexexchange.com, 188165, RESELLER, 50b1c356f2c5c8fc indexexchange.com, 196757, RESELLER, 50b1c356f2c5c8fc adform.com, 1985, DIRECT, 9f5210a2f0999e32 rubiconproject.com, 12398, RESELLER, 0bfd66d529a55807 pubmatic.com, 158697, reseller, 5d62403b186f2ace pubmatic.com, 159760, RESELLER, 5d62403b186f2ace onetag.com, 8e4c756bde8b2d3, DIRECT appnexus.com, 13099, RESELLER pubmatic.com, 161593, RESELLER, 5d62403b186f2ace rubiconproject.com, 11006, RESELLER, 0bfd66d529a55807 openx.com, 540861995, RESELLER, 6a698e2ec38604c6 openx.com, 558237126, RESELLER, 6a698e2ec38604c6 appnexus.com, 12290, RESELLER, f5ab79cb980f11d1 rubiconproject.com, 17960, RESELLER, 0bfd66d529a55807 adform.com, 2865, RESELLER appnexus.com, 9393, RESELLER, f5ab79cb980f11d1 indexexchange.com, 191503, RESELLER, 50b1c356f2c5c8fc openx.com, 559680764, RESELLER, 6a698e2ec38604c6 rubiconproject.com, 23844, RESELLER, 0bfd66d529a55807 smartadserver.com, 3056, RESELLER, 060d053dcf45cbf3 yahoo.com, 49648, RESELLER pubmatic.com, 161527, RESELLER, 5d62403b186f2ace pubmatic.com, 158355, RESELLER, 5d62403b186f2ace lijit.com, 260380, RESELLER, fafdf38b16bf6b2b appnexus.com, 11924, RESELLER, f5ab79cb980f11d1 amxrtb.com, 105199787, DIRECT appnexus.com, 11786, RESELLER sharethrough.com, a6a34444, RESELLER eskimi.com, 2020000676, DIRECT pixad.com.tr, px-pub-5768007635, RESELLER, uufps1dh5stc6euk temedya.com, a9ec2751-1174-4f07-bd9a-84383de7b6b0, DIRECT, 3fa92c7e41b8d605 rubiconproject.com, 24266, RESELLER, 0bfd66d529a55807 admatic.com.tr, adm-pub-2870580877, DIRECT, uufps1dh5stc6euk admatic.de, ade-pub-5212406025, DIRECT, uufps1dh5stc6euk adbro.me, 6cf37d9d-abc2-4b41-b62b-c2e251e1ad3a, DIRECT pubmatic.com, 158849, RESELLER, 5d62403b186f2ace adform.com, 2968, RESELLER rtbhouse.com, eqt3MD0DmNFukxfZqFm0, DIRECT rtbhouse.com, KicWDRpi0GCWX2lQJcYn, DIRECT rubiconproject.com, 25100, RESELLER, 0bfd66d529a55807 rubiconproject.com, 25102, RESELLER, 0bfd66d529a55807 adtarget.biz, adt-pub-5902984795, DIRECT, uufps1dh5stc6euk amxrtb.com, 105199853, DIRECT appnexus.com, 12290, RESELLER lijit.com, 260380, RESELLER pubmatic.com, 161527, RESELLER rubiconproject.com, 23844, RESELLER adform.com, 2865, RESELLER openx.com, 559680764, RESELLER smartadserver.com, 3056, RESELLER admatic.com.tr, adm-pub-185375301865, DIRECT, uufps1dh5stc6euk amxrtb.com, 105199787, RESELLER onetag.com, 8e4c756bde8b2d3, RESELLER rubiconproject.com, 24266, RESELLER, 0bfd66d529a55807 adform.com, 2083, RESELLER rubiconproject.com, 27026, RESELLER, 0bfd66d529a55807 pubmatic.com, 159078, DIRECT, 5d62403b186f2ace stroeer.com, 17938, DIRECT adform.com, 2600, DIRECT rubiconproject.com, 25100, RESELLER, 0bfd66d529a55807 admatic.de, ade-pub-1353804549, DIRECT, uufps1dh5stc6euk seedtag.com, 8592-8920-01, DIRECT sharethrough.com, AXS5NfBr, DIRECT, d53b998a7bd4ecd2 sovrn.com, 249425, RESELLER sovrn.com, 397546, DIRECT, fafdf38b16bf6b2b triplelift.com, 2792, RESELLER, 6c33edb13117fd86 video.unrulymedia.com, 724823153, RESELLER xandr.com, 4009, DIRECT, f5ab79cb980f11d1 yahoo.com, 57857, RESELLER, e1a5b5b6e3255540 yahoo.com, 58578, DIRECT, e1a5b5b6e3255540 yahoo.com, 59531, RESELLER, e1a5b5b6e3255540 smilewanted.com, 921, RESELLER pubmatic.com, 158810, RESELLER, 5d62403b186f2ace appnexus.com, 10040, RESELLER rubiconproject.com, 19814, RESELLER, 0bfd66d529a55807 openx.com, 557083110, RESELLER, 6a698e2ec38604c6 onetag.com, 7f5d22b0006ab5a, RESELLER 152media.info, 152M728, RESELLER betweendigital.com, 45128, RESELLER themediagrid.com, ZG1DBN, RESELLER, 35d5010d7789b49d videoheroes.tv, 212648, RESELLER , 064bc410192443d8 criteo.com, B-064389, RESELLER, 9fac4a4a87c2a44f themediagrid.com, BIH5U6, RESELLER, 35d5010d7789b49d openx.com, 540717821, RESELLER, 6a698e2ec38604c6 openx.com, 541163168, RESELLER, 6a698e2ec38604c6 openx.com, 541163172, RESELLER, 6a698e2ec38604c6 pubmatic.com, 158349, RESELLER, 5d62403b186f2ace pubmatic.com, 158350, RESELLER, 5d62403b186f2ace pubmatic.com, 155968, RESELLER, 5d62403b186f2ace rubiconproject.com, 11398, RESELLER, 0bfd66d529a55807 adform.com, 2668, RESELLER appnexus.com, 11673, RESELLER, f5ab79cb980f11d1 media.net, 8CU33YS38, RESELLER vi.ai, g-00f44bb9f57d2bb96162c9eda0981f48c2, DIRECT outbrain.com, 0052a42837b505f8ee68b4559b35c4d4d7, DIRECT openx.com, 540393169, RESELLER, 6a698e2ec38604c6 triplelift.com, 11547, RESELLER, 6c33edb13117fd86 improvedigital.com, 1552, RESELLER contextweb.com, 562709, RESELLER, 89ff185a4c4e857c aps.amazon.com, 3965, RESELLER freewheel.tv, 1220559, RESELLER freewheel.tv, 1133073, RESELLER sovrn.com, 267974, RESELLER, fafdf38b16bf6b2b adform.com, 2611, RESELLER rubiconproject.com, 19668, RESELLER, 0bfd66d529a55807 indexexchange.com, 190856, RESELLER, 50b1c356f2c5c8fc pubmatic.com, 158615, RESELLER, 5d62403b186f2ace appnexus.com, 7597, RESELLER, f5ab79cb980f11d1 smartadserver.com, 3820, RESELLER video.unrulymedia.com, 367782854, RESELLER indexexchange.com, 193091, RESELLER, 50b1c356f2c5c8fc pubmatic.com, 160065, RESELLER, 5d62403b186f2ace improvedigital.com, 1863, RESELLER freewheel.tv, 1220655, RESELLER google.com, pub-5617098146054077, RESELLER, f08c47fec0942fa0 pubmatic.com, 158055, RESELLER, 5d62403b186f2ace xandr.com, 10736, RESELLER, f5ab79cb980f11d1 rubiconproject.com, 21506, RESELLER, 0bfd66d529a55807 indexexchange.com, 190500, RESELLER, 50b1c356f2c5c8fc smartadserver.com, 2776, RESELLER openx.com, 540362347, RESELLER, 6a698e2ec38604c6 rubiconproject.com, 20086, RESELLER, 0bfd66d529a55807 appnexus.com, 14416, RESELLER, f5ab79cb980f11d1 appnexus.com, 14808, RESELLER, f5ab79cb980f11d1 rubiconproject.com, 27026, RESELLER, 0bfd66d529a55807 rtbhouse.com, f2PMUrbTLheS4d67McTq, DIRECT rtbhouse.com, RcZfc1nKUmkHGXLIwZQb, DIRECT adform.com, 2968, RESELLER rtbhouse.com, eqt3MD0DmNFukxfZqFm0, DIRECT rtbhouse.com, KicWDRpi0GCWX2lQJcYn, DIRECT adform.com, 3240, DIRECT onetag.com, 8e4c756bde8b2d3, DIRECT appnexus.com, 13099, RESELLER, f5ab79cb980f11d1 pubmatic.com, 161593, RESELLER, 5d62403b186f2ace rubiconproject.com, 11006, RESELLER, 0bfd66d529a55807 adform.com, 3215, RESELLER rtbhouse.com, qbax0oJZ14CFN7BQIJcp, RESELLER rtbhouse.com, qYjwzKx0LtW8zyxLj0Qn, RESELLER richaudience.com, kBjBHJPcXM, RESELLER openx.com, 540861995, RESELLER, 6a698e2ec38604c6 openx.com, 558237126, RESELLER, 6a698e2ec38604c6 adform.com, 2904, RESELLER amxrtb.com, 105199787, DIRECT appnexus.com, 12290, RESELLER, f5ab79cb980f11d1 rubiconproject.com, 17960, RESELLER, 0bfd66d529a55807 adform.com, 2865, RESELLER appnexus.com, 9393, RESELLER, f5ab79cb980f11d1 indexexchange.com, 191503, RESELLER, 50b1c356f2c5c8fc openx.com, 559680764, RESELLER, 6a698e2ec38604c6 rubiconproject.com, 23844, RESELLER, 0bfd66d529a55807 smartadserver.com, 3056, RESELLER, 060d053dcf45cbf3 yahoo.com, 49648, RESELLER pubmatic.com, 161527, RESELLER, 5d62403b186f2ace pubmatic.com, 158355, RESELLER, 5d62403b186f2ace lijit.com, 260380, RESELLER, fafdf38b16bf6b2b appnexus.com, 11924, RESELLER, f5ab79cb980f11d1 appnexus.com, 11786, RESELLER, f5ab79cb980f11d1 sharethrough.com, a6a34444, RESELLER eskimi.com, 2020000676, DIRECT temedya.com, f913a7dd-397e-4361-9e22-b27e036b9fbf, DIRECT, 3fa92c7e41b8d605 rubiconproject.com, 24266, RESELLER, 0bfd66d529a55807 admatic.com.tr, adm-pub-3698631073, DIRECT, uufps1dh5stc6euk pubmatic.com, 158849, DIRECT, 5d62403b186f2ace adform.com, 2083, RESELLER rtbhouse.com, Bl90aHDHpnUdxORfqhhI, DIRECT rtbhouse.com, 36401e736811e8034581, DIRECT rubiconproject.com, 25100, RESELLER, 0bfd66d529a55807 rubiconproject.com, 25102, RESELLER, 0bfd66d529a55807 admanmedia.com, 2317, DIRECT inventorypartnerdomain=admanmedia.com pubmatic.com, 165117, RESELLER, 5d62403b186f2ace pubmatic.com, 158481, RESELLER, 5d62403b186f2ace pubmatic.com, 162974, RESELLER, 5d62403b186f2ace rubiconproject.com, 14558, RESELLER, 0bfd66d529a55807 rubiconproject.com, 25386, RESELLER, 0bfd66d529a55807 openx.com, 540866936, RESELLER, 6a698e2ec38604c6 appnexus.com, 15349, RESELLER, f5ab79cb980f11d1 appnexus.com, 12700, RESELLER, f5ab79cb980f11d1 video.unrulymedia.com, 3948367200, RESELLER sharethrough.com, XeKuhSkz, RESELLER, d53b998a7bd4ecd2 33across.com, 0015a00002egvRSAAY, RESELLER, bbea06d9c4d2853c smartadserver.com, 3713, RESELLER, 060d053dcf45cbf3 zetaglobal.net, 757, RESELLER insticator.com,7184c7ca-645a-4e0f-a78c-6d5822b3449f, RESELLER, b3511ffcafb23a32 adyoulike.com, a2226c27fc2a6773f6a2b365e013513a, RESELLER loopme.com, 11386, RESELLER, 6c8d5f95897a5a3b adform.com, 2671, RESELLER smaato.com, 1100058015, RESELLER, 07bcf65f187117b4 richaudience.com, iKKFhsvJ2v, RESELLER yieldmo.com, 2807970144171533194, RESELLER conversantmedia.com, 100308, RESELLER, 03113cd04947736d themediagrid.com, A8X5S7, RESELLER, 35d5010d7789b49d lijit.com, 417620, RESELLER, fafdf38b16bf6b2b sonobi.com, 7b37f8ccbc, RESELLER, d1a215d9eb5aee9e triplelift.com, 12456, RESELLER, 6c33edb13117fd86 amxrtb.com, 105199820, RESELLER media.net, 8CU58PCO4, RESELLER trustedstack.com, TS5UCV3O4, RESELLER improvedigital.com, 2316, RESELLER onetag.com, 818fac267e2a1b4, DIRECT onetag.com, 818fac267e2a1b4-OB, DIRECT appnexus.com, 13099, RESELLER pubmatic.com, 161593, RESELLER, 5d62403b186f2ace rubiconproject.com, 11006, RESELLER, 0bfd66d529a55807 video.unrulymedia.com, 586616193, RESELLER vidazoo.com, 6890de45500e26e74de1f6b7, DIRECT, b6ada874b4d7d0b2 rubiconproject.com, 17130, RESELLER, 0bfd66d529a55807 openx.com, 541017750, RESELLER, 6a698e2ec38604c6 pubmatic.com, 159988, RESELLER, 5d62403b186f2ace appnexus.com, 2794, RESELLER, f5ab79cb980f11d1 lijit.com, 222372, RESELLER, fafdf38b16bf6b2b themediagrid.com, 3AW9JB, RESELLER, 35d5010d7789b49d themediagrid.com, 95QZ48, RESELLER, 35d5010d7789b49d video.unrulymedia.com, 2743945877, RESELLER sharethrough.com, S2rESyUH, RESELLER, d53b998a7bd4ecd2 appnexus.com, 8233, RESELLER richaudience.com, 3MkIAgQBPw, RESELLER media.net, 8CUN4Y5Y3, RESELLER triplelift.com, 11883, RESELLER, 6c33edb13117fd86 datawrkz.com, 2590, DIRECT inmobi.com, 74510130b7d34af880f3a38049d5f914, RESELLER, 83e75a7ae333ca9d rubiconproject.com, 13732, RESELLER, 0bfd66d529a55807 appnexus.com, 2741, RESELLER, f5ab79cb980f11d1 video.unrulymedia.com, 642221422, RESELLER pubmatic.com, 164373, RESELLER, 5d62403b186f2ace google.com, pub-8856559311549217, RESELLER, f08c47fec0942fa0 onetag.com, 7762f41ee0fb798, DIRECT vdo.ai, 915813768, RESELLER datacygnal.io, 151427, RESELLER appnexus.com, 8610, RESELLER, f5ab79cb980f11d1 adscholars.com, 221557, RESELLER ergadx.com, 5258, RESELLER Pubmatic.com, 160881, RESELLER, 5d62403b186f2ace Pubmatic.com, 162147, RESELLER, 5d62403b186f2ace inmobi.com, a465db258ac44b2abb4e100fa019be3c, RESELLER, 83e75a7ae333ca9d rubiconproject.com, 23102, RESELLER, 0bfd66d529a55807 adtarget.com.tr, 767666, DIRECT pubmatic.com, 159078, DIRECT, 5d62403b186f2ace adform.com, 2600, DIRECT amxrtb.com, 105199853, DIRECT insticator.com,7798c5f4-7a1a-433a-9cd1-d73d78980970,DIRECT,b3511ffcafb23a32 sharethrough.com,Q9IzHdvp,DIRECT,d53b998a7bd4ecd2 risecodes.com,6124caed9c7adb0001c028d8,DIRECT triplelift.com,6998,DIRECT,6c33edb13117fd86 pmc.com,1242710,DIRECT,8dd52f825890bb44 pubmatic.com,95054,DIRECT,5d62403b186f2ace smaato.com,1100058355,DIRECT,07bcf65f187117b4

Insurance Class Codes for Vehicles: Understanding How They Impact Premiums

Insurance class codes for vehicles are a crucial aspect of the insurance industry, playing a significant role in determining your premium costs. These codes are assigned based on various factors, such as the vehicle’s type, age, usage, and safety features. Understanding how these codes work is essential for both vehicle owners and insurance companies, as they provide a standardized way to assess risk and calculate premiums.

This guide will delve into the intricacies of insurance class codes, exploring their history, the factors influencing their assignment, and their impact on insurance premiums. We’ll also discuss how to find your vehicle’s class code and its implications for insurance shopping and risk assessment.

Introduction to Insurance Class Codes

Insurance class codes are a system used by insurance companies to categorize vehicles based on their risk of accidents and claims. These codes are assigned to each vehicle and play a crucial role in determining insurance premiums.

The purpose of class codes is to create a fair and accurate system for pricing insurance policies. By grouping vehicles with similar characteristics and risk profiles, insurance companies can more accurately assess the likelihood of claims and adjust premiums accordingly.

History of Insurance Class Codes

Insurance class codes have evolved over time as the automotive industry has changed and new technologies have emerged. In the early days of automobile insurance, class codes were relatively simple and primarily based on the vehicle’s make, model, and year. However, as cars became more complex and diverse, the system needed to become more sophisticated.

Today, insurance class codes take into account a wide range of factors, including:

  • Vehicle type (e.g., car, truck, SUV, motorcycle)
  • Engine size and horsepower
  • Safety features (e.g., airbags, anti-lock brakes)
  • Vehicle age and mileage
  • Driving history of the policyholder
  • Geographical location of the vehicle

Factors Determining Vehicle Class Codes

Vehicle class codes are essential in insurance because they help determine the risk associated with a particular vehicle and, consequently, the premium you pay. Several factors contribute to the assignment of a specific class code. This section will delve into the key factors and their influence on the class code assigned to a vehicle.

Factors Influencing Vehicle Class Codes

The following table highlights the main factors influencing vehicle class codes and their impact:

Factor Impact on Class Code Explanation Example
Vehicle Type Higher risk vehicles generally have higher class codes. Sports cars, SUVs, and trucks are typically associated with higher risk due to their performance capabilities and size. A high-performance sports car might have a higher class code than a compact sedan.
Vehicle Age Older vehicles often have higher class codes. Older vehicles are more likely to have mechanical issues and may not have the latest safety features. A 10-year-old car might have a higher class code than a brand-new car of the same model.
Vehicle Usage Vehicles used for business purposes or high mileage often have higher class codes. Commercial use or frequent driving increases the likelihood of accidents. A vehicle used for delivery services might have a higher class code than a car used for commuting.
Safety Features Vehicles with advanced safety features may have lower class codes. Features like anti-lock brakes, airbags, and electronic stability control can reduce the risk of accidents. A car with advanced safety features like lane departure warning and adaptive cruise control might have a lower class code than a similar car without these features.

Vehicle Type

The type of vehicle is a significant factor influencing its class code. Vehicles are categorized based on their intended purpose, size, and performance capabilities. For instance, sports cars and SUVs are often associated with higher risk due to their speed and maneuverability. On the other hand, compact sedans and hatchbacks are generally considered lower risk due to their smaller size and lower performance capabilities.

Vehicle Age

As vehicles age, they become more prone to mechanical issues, and their safety features may become outdated. This increased risk is reflected in higher class codes for older vehicles. Newer vehicles are generally considered safer and more reliable, leading to lower class codes.

Vehicle Usage

The way a vehicle is used can also affect its class code. Vehicles used for business purposes or driven for long distances are at higher risk of accidents. This increased risk is reflected in higher class codes for vehicles used for commercial purposes or high mileage.

Safety Features

Modern vehicles come equipped with various safety features that can help prevent accidents and reduce the severity of injuries. Vehicles with advanced safety features, such as anti-lock brakes, airbags, and electronic stability control, are generally associated with lower risk and therefore lower class codes.

Understanding Class Code Categories

Insurance class codes for vehicles
Vehicle class codes are organized into different categories based on the type of vehicle and its intended use. These categories help insurance companies to accurately assess the risk associated with insuring a particular vehicle and to determine the appropriate premium.

Class Code Categories

The vehicle class code categories are a way to group similar vehicles together based on their characteristics and usage. Each category represents a distinct risk profile, allowing insurance companies to more accurately calculate premiums. Here’s a table outlining the most common categories, their code ranges, and representative examples:

Category Code Range Representative Vehicle Examples
Passenger Cars 100-199 Sedans, Coupes, Hatchbacks, SUVs, Minivans
Light Trucks and Vans 200-299 Pickup trucks, Vans, SUVs (with off-road capabilities)
Heavy Trucks and Commercial Vehicles 300-399 Semi-trucks, Box trucks, Delivery vans, Buses
Motorcycles 400-499 Cruisers, Sport bikes, Touring motorcycles, Scooters
Recreational Vehicles 500-599 Motorhomes, Travel trailers, Fifth-wheel trailers, Campers
Other Vehicles 600-699 Golf carts, ATVs, Snowmobiles, Utility vehicles

Impact of Class Codes on Insurance Premiums: Insurance Class Codes For Vehicles

Insurance november september
Insurance class codes play a crucial role in determining the insurance premium you pay for your vehicle. They are used by insurance companies to assess the risk associated with insuring a particular vehicle. Higher risk vehicles are assigned higher class codes, which translate into higher insurance premiums.

Relationship Between Class Codes and Premiums

The class code assigned to a vehicle is directly related to the insurance premium you pay. Vehicles with higher class codes are generally considered riskier to insure, leading to higher premiums.

  • Higher Risk, Higher Premium: Vehicles with higher class codes are often associated with higher repair costs, a greater likelihood of accidents, and a higher theft risk. This increased risk is reflected in the higher premiums charged by insurance companies.
  • Lower Risk, Lower Premium: Vehicles with lower class codes are typically considered safer and less prone to accidents, theft, or expensive repairs. This translates into lower insurance premiums for the policyholder.

Premium Comparison Across Different Vehicle Class Codes

To illustrate the impact of class codes on premiums, let’s consider a hypothetical example:

  • Vehicle A: A 2020 Toyota Camry with a class code of 10 might have an annual premium of $1,000.
  • Vehicle B: A 2020 Dodge Challenger with a class code of 20 might have an annual premium of $1,500.
  • Vehicle C: A 2020 Lamborghini Aventador with a class code of 30 might have an annual premium of $3,000.

These examples demonstrate that vehicles with higher class codes generally have higher insurance premiums. The difference in premiums reflects the varying levels of risk associated with each vehicle.

Relationship Between Class Codes and Risk Factors

Class codes are assigned based on various risk factors that influence the likelihood of accidents, theft, and repair costs.

  • Vehicle Type: Sports cars and high-performance vehicles are often assigned higher class codes due to their potential for higher speeds, aggressive driving, and higher repair costs.
  • Safety Features: Vehicles equipped with advanced safety features, such as anti-lock brakes, electronic stability control, and airbags, are generally assigned lower class codes, reflecting their reduced risk of accidents.
  • Engine Size and Power: Vehicles with larger engines and more powerful engines are often associated with higher speeds and riskier driving, resulting in higher class codes.
  • Theft Rate: Vehicles with a higher theft rate are typically assigned higher class codes, reflecting the increased risk of loss for insurance companies.
  • Repair Costs: Vehicles with complex or expensive parts are often assigned higher class codes due to the potential for higher repair costs.

How to Find Your Vehicle’s Class Code

Insurance class codes for vehicles
Knowing your vehicle’s class code is essential for obtaining accurate insurance quotes and understanding your premium. This code provides insurance companies with crucial information about your vehicle, influencing the risk assessment and ultimately the cost of your coverage.

Resources for Finding Vehicle Class Codes

Determining your vehicle’s class code is straightforward, with various resources available to assist you. These resources offer a comprehensive understanding of class codes and their implications for your insurance policy.

  • Your Insurance Agent: Your insurance agent is your primary resource for finding your vehicle’s class code. They have access to databases and systems that provide this information. Simply contact your agent and provide them with your vehicle’s year, make, model, and VIN (Vehicle Identification Number) for quick and accurate results.
  • Insurance Company Websites: Many insurance companies provide online tools or resources that allow you to look up class codes based on your vehicle information. These tools are often accessible through the company’s website, providing a convenient way to determine your class code independently.
  • Vehicle Identification Number (VIN) Decoder Websites: Several websites specialize in decoding VINs, providing detailed information about your vehicle, including its class code. These websites often offer free or paid services, offering a comprehensive understanding of your vehicle’s specifications.
  • National Association of Insurance Commissioners (NAIC): The NAIC is a valuable resource for information about insurance regulations and practices. While they may not directly provide class codes, their website offers resources and guidance on insurance topics, including vehicle classification.

Step-by-Step Guide for Researching Class Codes

Following a structured approach ensures a smooth and efficient process for finding your vehicle’s class code. This step-by-step guide simplifies the process, allowing you to gather the necessary information with ease.

  1. Gather Your Vehicle Information: Begin by collecting the essential details about your vehicle, including the year, make, model, and VIN. This information is crucial for accurately identifying your vehicle and its corresponding class code.
  2. Contact Your Insurance Agent: Reach out to your insurance agent and provide them with your vehicle information. They will have access to databases and systems that can quickly determine your vehicle’s class code. This is the most direct and reliable way to obtain this information.
  3. Utilize Online Resources: If you prefer to research independently, visit the websites of insurance companies or VIN decoder websites. These platforms often provide tools or services that allow you to look up class codes based on your vehicle details.
  4. Explore the NAIC Website: The NAIC website offers comprehensive information about insurance regulations and practices. While they may not provide class codes directly, their resources can provide valuable insights into vehicle classification and insurance terminology.
  5. Verify the Information: Once you have obtained your vehicle’s class code, verify the information with multiple sources. Comparing results from different resources ensures accuracy and consistency.

The Role of Insurance Class Codes in Risk Assessment

Insurance companies rely on class codes to assess the risk associated with insuring a particular vehicle. These codes provide a standardized way to categorize vehicles based on their characteristics, which directly impact the likelihood of accidents and the potential severity of claims.

The Relationship Between Class Codes and Claims History, Insurance class codes for vehicles

Class codes are not merely theoretical classifications. They are directly tied to the historical claims data associated with vehicles sharing similar characteristics. Insurance companies meticulously track claims patterns for different vehicle classes. This data helps them understand which vehicles are more prone to accidents, the types of accidents they are involved in, and the average cost of repairs or payouts for claims.

  • For example, sports cars are often assigned higher class codes due to their higher performance capabilities and potential for reckless driving. Consequently, insurance companies observe a higher frequency and severity of claims associated with these vehicles.
  • Conversely, vehicles designed for safety and fuel efficiency, like hybrids or small sedans, tend to have lower class codes, reflecting a lower risk profile and a corresponding lower claim history.

Impact of Class Codes on Underwriting Decisions

Insurance companies use class codes to determine the premiums they charge for vehicle insurance. This process, known as underwriting, involves evaluating the risk associated with insuring a particular vehicle.

  • Higher class codes, reflecting a greater risk, typically lead to higher premiums. This is because insurance companies anticipate a higher likelihood of claims and potentially larger payouts for vehicles in these categories.
  • Conversely, vehicles with lower class codes, indicating a lower risk profile, usually attract lower premiums. Insurance companies perceive these vehicles as less likely to be involved in accidents, resulting in lower expected claim costs.

Insurance premiums are not solely determined by class codes; other factors, such as driver history, location, and coverage options, also play a significant role. However, class codes serve as a fundamental basis for assessing the inherent risk associated with a vehicle.

Implications of Class Codes for Consumers

Understanding vehicle class codes is crucial for vehicle owners, as they directly impact the cost of insurance premiums. Class codes reflect the risk associated with a particular vehicle, influencing the pricing of insurance policies.

Impact of Class Codes on Insurance Shopping

Class codes play a significant role in insurance shopping, affecting both the price and availability of policies. Consumers should be aware of the following:

  • Price Comparison: Class codes allow for easier price comparison across different insurance providers. Consumers can use this information to identify policies that offer the best value based on their vehicle’s risk profile.
  • Policy Availability: Some insurers may have specific restrictions on the types of vehicles they insure based on class codes. For example, a high-risk vehicle might have limited coverage options.
  • Negotiation: Knowledge of class codes can empower consumers to negotiate better insurance rates. By understanding the factors that influence their vehicle’s class code, they can potentially advocate for lower premiums.

Tips for Minimizing Insurance Costs

Here are some tips for minimizing insurance costs based on class codes:

  • Choose a Safer Vehicle: Selecting a vehicle with a lower class code due to its safety features and reduced risk of accidents can lead to lower insurance premiums.
  • Consider Safety Features: Vehicles equipped with advanced safety features like anti-lock brakes, airbags, and stability control often fall into lower class codes, resulting in lower insurance costs.
  • Maintain a Good Driving Record: A clean driving record with no accidents or traffic violations can significantly lower insurance premiums, regardless of the vehicle’s class code.
  • Shop Around: Comparing quotes from multiple insurers is essential, as pricing can vary based on their individual risk assessments and class code interpretations.

Future Trends in Vehicle Class Codes

The world of automotive insurance is constantly evolving, and with the emergence of new technologies and changing driving habits, vehicle class codes are likely to undergo significant transformations. These changes will impact how insurers assess risk, calculate premiums, and ultimately, how consumers purchase and manage their insurance policies.

Impact of Emerging Technologies

The rapid advancement of technologies like autonomous driving, connected vehicles, and advanced driver-assistance systems (ADAS) will significantly influence how vehicle class codes are assigned.

  • Autonomous Vehicles: As self-driving cars become more prevalent, insurers will need to develop new class codes that reflect the unique risks associated with these vehicles. For example, a vehicle with Level 5 autonomy (fully autonomous) may be assigned a lower class code than a traditional car, due to its reduced risk of human error. Data from real-world driving scenarios will be crucial in determining the safety and reliability of autonomous vehicles and will inform class code assignments.
  • Connected Vehicles: Connected vehicles can provide insurers with valuable real-time data on driving behavior, vehicle condition, and environmental factors. This data can be used to personalize class codes, offering lower premiums to drivers with safer driving habits. For instance, a connected car equipped with telematics devices can track factors like braking patterns, speed, and location, allowing insurers to assess risk more accurately and potentially reward safe driving.
  • Advanced Driver-Assistance Systems (ADAS): Features like adaptive cruise control, lane departure warning, and automatic emergency braking can significantly reduce the risk of accidents. Insurers will need to incorporate the presence and effectiveness of these systems into their class code calculations, potentially offering discounts to vehicles equipped with advanced safety features.

Last Point

In conclusion, insurance class codes for vehicles are a complex yet essential part of the insurance industry. By understanding the factors that determine these codes and their impact on premiums, consumers can make informed decisions about their insurance coverage and potentially minimize their costs. As technology continues to evolve, the future of class codes is likely to see further refinement and integration with new data sources, ensuring a more accurate and equitable assessment of risk.

Essential FAQs

What happens if my vehicle’s class code changes?

If your vehicle’s class code changes, your insurance premium may be adjusted accordingly. This could be due to factors such as the vehicle’s age, modifications, or usage.

Can I dispute my vehicle’s class code?

Yes, you can dispute your vehicle’s class code if you believe it is inaccurate. You will need to provide evidence to support your claim, such as documentation of vehicle modifications or usage patterns.

How often are class codes updated?

Class codes are typically updated annually or whenever there are significant changes in the insurance industry or vehicle models.

Are there any benefits to having a lower class code?

Yes, having a lower class code generally means you will pay lower insurance premiums, as your vehicle is considered less risky.