ownerdomain=gamboahinestrosa.info
managerdomain=revbid.net
revbid.net, 6953, DIRECT
# RevBid + Adagio <3
adagio.io, 1397, RESELLER
rubiconproject.com, 19116, RESELLER, 0bfd66d529a55807
improvedigital.com, 1790, RESELLER
onetag.com, 6b859b96c564fbe, RESELLER
appnexus.com, 13099, RESELLER, f5ab79cb980f11d1
pubmatic.com, 161593, RESELLER, 5d62403b186f2ace
rubiconproject.com, 11006, RESELLER, 0bfd66d529a55807
33across.com, 0015a00002oUk4aAAC, RESELLER, bbea06d9c4d2853c
yahoo.com, 57289, RESELLER, e1a5b5b6e3255540
appnexus.com, 10239, RESELLER, f5ab79cb980f11d1
rubiconproject.com, 16414, RESELLER, 0bfd66d529a55807
pubmatic.com, 156423, RESELLER, 5d62403b186f2ace
rubiconproject.com, 21642, RESELLER, 0bfd66d529a55807
conversantmedia.com, 100141, RESELLER
indexexchange.com, 191973, RESELLER, 50b1c356f2c5c8fc
triplelift.com, 12503, RESELLER, 6c33edb13117fd86
e-planning.net, 83c06e81531537f4, RESELLER, c1ba615865ed87b2
pubmatic.com, 156631, RESELLER, 5d62403b186f2ace
openx.com, 541031350, RESELLER, 6a698e2ec38604c6
rubiconproject.com, 12186, RESELLER, 0bfd66d529a55807
pubmatic.com, 159110, RESELLER, 5d62403b186f2ace
indexexchange.com, 194558, RESELLER
smartadserver.com, 3554, RESELLER
pubmatic.com, 156439, RESELLER, 5d62403b186f2ace
pubmatic.com, 154037, RESELLER, 5d62403b186f2ace
rubiconproject.com, 16114, RESELLER, 0bfd66d529a55807
openx.com, 537149888, RESELLER, 6a698e2ec38604c6
appnexus.com, 3703, RESELLER, f5ab79cb980f11d1
loopme.com, 5679, RESELLER, 6c8d5f95897a5a3b
video.unrulymedia.com, 2564526802, RESELLER
pubnative.net, 1006576, RESELLER, d641df8625486a7b
admanmedia.com, 43, RESELLER
sharethrough.com, OAW69Fon, RESELLER, d53b998a7bd4ecd2
lijit.com, 367236, RESELLER, fafdf38b16bf6b2b
openx.com, 538959099, RESELLER, 6a698e2ec38604c6
pubmatic.com, 137711, RESELLER, 5d62403b186f2ace
pubmatic.com, 156212, RESELLER, 5d62403b186f2ace
rubiconproject.com, 17960, RESELLER, 0bfd66d529a55807
freewheel.tv, 1568036, RESELLER
freewheel.tv, 1568041, RESELLER
openx.com, 558899373, RESELLER, 6a698e2ec38604c6
video.unrulymedia.com, 5672421953199218469, RESELLER
rubiconproject.com, 17960, RESELLER, 0bfd66d529a55807
adform.com, 2865, RESELLER
appnexus.com, 12290, RESELLER, f5ab79cb980f11d1
appnexus.com, 9393, RESELLER, f5ab79cb980f11d1
indexexchange.com, 191503, RESELLER, 50b1c356f2c5c8fc
openx.com, 559680764, RESELLER, 6a698e2ec38604c6
rubiconproject.com, 23844, RESELLER, 0bfd66d529a55807
smartadserver.com, 3056, RESELLER, 060d053dcf45cbf3
yahoo.com, 49648, RESELLER
pubmatic.com, 161527, RESELLER, 5d62403b186f2ace
pubmatic.com, 158355, RESELLER, 5d62403b186f2ace
lijit.com, 260380, RESELLER, fafdf38b16bf6b2b
sovrn.com, 260380, RESELLER, fafdf38b16bf6b2b
appnexus.com, 11924, RESELLER, f5ab79cb980f11d1
amxrtb.com, 105199747, DIRECT
advertising.com, 28305, RESELLER
appnexus.com, 11786, RESELLER, f5ab79cb980f11d1
connectad.io, 1397, RESELLER
rubiconproject.com, 26800, RESELLER, 0bfd66d529a55807
admanmedia.com, 2216, RESELLER
connectad.io, 456, RESELLER, 85ac85a30c93b3e5
rubiconproject.com, 26800, RESELLER, 0bfd66d529a55807
# RevBid + AdYouLike <3
adyoulike.com, 4db16f63a44a8089eb24922002e88ad0, DIRECT
appnexus.com, 7664, RESELLER, f5ab79cb980f11d1
pubmatic.com, 160925, RESELLER, 5d62403b186f2ace
rubiconproject.com, 20736, RESELLER, 0bfd66d529a55807
adform.com, 3296, RESELLER, 9f5210a2f0999e32
richaudience.com, JAHJ4YZq4O, RESELLER
lijit.com, 408376, RESELLER, fafdf38b16bf6b2b
Media.net, 8CU1G827Y, Reseller
smilewanted.com, 1494, RESELLER
onetag.com, 7a07370227fc000, RESELLER
risecodes.com, 64c7a4acd6298f0001a7d867, RESELLER
nativo.com, 5848, RESELLER, 59521ca7cc5e9fee
nobid.io, 50603, RESELLER
adipolosolutions.com, 23015084430, RESELLER
smartadserver.com, 4144, RESELLER
copper6.com, 766102, RESELLER
video.unrulymedia.com, 297618916, RESELLER
33across.com, 0010b00002Xbn7QAAR, RESELLER, bbea06d9c4d2853c
thebrave.io, 1234679, RESELLER, c25b2154543746ac
indexexchange.com, 190532, RESELLER, 50b1c356f2c5c8fc
triplelift.com, 10504, RESELLER, 6c33edb13117fd86
sharethrough.com, UN5mGpO8, RESELLER, d53b998a7bd4ecd2
amxrtb.com, 105199830, RESELLER
loopme.com, 11362, RESELLER, 6c8d5f95897a5a3b
openx.com, 539466082, RESELLER, 6a698e2ec38604c6
trustedstack.com, TSNC78R17, RESELLER
gamoshi.io, 267-b6098, RESELLER, 20e30b2ae1f670f2
videoheroes.tv, 212690, RESELLER, 064bc410192443d8
yieldmo.com, 3482865003332051270, RESELLER
video.unrulymedia.com, 639501697, RESELLER
strongmetrics.io, 219562, RESELLER
vistarsagency.com, cqqccatc23j9v5bv3fv0, RESELLER, 8db795910158017c
screencore.io, 276, RESELLER
eskimi.com, 2020000792, RESELLER
advertising.com, 82643, RESELLER
conversantmedia.com, 100292, RESELLER, 03113cd04947736d
# RevBid + Sovrn <3
lijit.com, 474880, DIRECT, fafdf38b16bf6b2b
lijit.com, 474880-eb, DIRECT, fafdf38b16bf6b2b
openx.com, 538959099, RESELLER, 6a698e2ec38604c6
pubmatic.com, 137711, RESELLER, 5d62403b186f2ace
pubmatic.com, 156212, RESELLER, 5d62403b186f2ace
rubiconproject.com, 17960, RESELLER, 0bfd66d529a55807
appnexus.com, 1019, RESELLER, f5ab79cb980f11d1
video.unrulymedia.com, 2444764291, RESELLER
contextweb.com, 558511, RESELLER
krushmedia.com, AJxF6R572a9M6CaTvK, RESELLER
# RevBid + ImproveDigital <3
improvedigital.com, 2408, RESELLER
# RevBid + AdLiveTech <3
adlive.io, 19969, RESELLER
themediagrid.com, LVXCEA, DIRECT, 35d5010d7789b49d
themediagrid.com, IZLGFV, DIRECT, 35d5010d7789b49d
pubmatic.com, 162999, RESELLER, 5d62403b186f2ace
rubiconproject.com, 18680, DIRECT, 0bfd66d529a55807
improvedigital.com, 1159, RESELLER
# RevBid + Setupad <3
setupad.com, 2424, DIRECT
rubiconproject.com, 21118, RESELLER, 0bfd66d529a55807
adform.com, 1484, RESELLER
pubmatic.com, 156191, RESELLER, 5d62403b186f2ace
smartadserver.com, 3527, RESELLER, 060d053dcf45cbf3
lijit.com, 252889, RESELLER, fafdf38b16bf6b2b
openx.com, 540890784, RESELLER, 6a698e2ec38604c6
indexexchange.com, 191541, RESELLER
152media.com, 152, RESELLER
adtelligent.com, 534151, RESELLER
triplelift.com, 12405, RESELLER, 6c33edb13117fd86
nextmillennium.io, 16454, RESELLER, 65bd090fa4a1e3d6
connectad.io, 416, RESELLER, 85ac85a30c93b3e5
Media.net, 8CU2I176C, RESELLER
risecodes.com, 649047cf01889e0001cb85f1, RESELLER
33across.com, 0010b00002bTS1QAAW, RESELLER, bbea06d9c4d2853c
onetag.com, 753951255855558, RESELLER
#RevBid + Onetag <3
onetag.com, 818fac267e2a1b4, DIRECT
onetag.com, 818fac267e2a1b4-OB, DIRECT
appnexus.com, 13099, RESELLER, f5ab79cb980f11d1
pubmatic.com, 161593, RESELLER, 5d62403b186f2ace
rubiconproject.com, 11006, RESELLER, 0bfd66d529a55807
freewheel.tv, 20393, RESELLER
freewheel.tv, 24377, RESELLER
# RevBid + AdTarget <3
admatic.com.tr, adm-pub-2977111241, DIRECT, uufps1dh5stc6euk
adform.com, 2968, DIRECT, 9f5210a2f0999e32
rubiconproject.com, 25100, DIRECT, 0bfd66d529a55807
criteo.com, B-070303, DIRECT, 9fac4a4a87c2a44f
themediagrid.com, DNWTUA, DIRECT, 35d5010d7789b49d
adtarget.com.tr, 767666, DIRECT
pubmatic.com, 159078, DIRECT, 5d62403b186f2ace
adform.com, 2600, DIRECT
stroeer.com, 17938, DIRECT
# RevBid + E-Planning <3
e-planning.net, f0e8f6477570117b, RESELLER, c1ba615865ed87b2
pubmatic.com, 156631, RESELLER, 5d62403b186f2ace
disqus.com, 891, DIRECT
zeta.com, 891, DIRECT
zetaglobal.net, 891, DIRECT
sharethrough.com, 23830661, DIRECT, d53b998a7bd4ecd2
openx.com, 541031350, RESELLER, 6a698e2ec38604c6
triplelift.com, 8446, DIRECT, 6c33edb13117fd86
onetag.com, 5927d926323dc2c, DIRECT
nextmillennium.io, 16425, DIRECT, 65bd090fa4a1e3d6
mgid.com, 833178, DIRECT, d4c29acad76ce94f
loopme.com, 12858, RESELLER, 6c8d5f95897a5a3b
krushmedia.com, AJxF6R489a9M6CaTvK, DIRECT
sonobi.com, b812bd55d6, RESELLER, d1a215d9eb5aee9e
conversantmedia.com, 41784, RESELLER, 03113cd04947736d
Media.net, 8CUT87EOU, DIRECT
conversantmedia.com, 41784, DIRECT, 03113cd04947736d
33across.com, 0010b00002ZoRYhAAN, DIRECT, bbea06d9c4d2853c
richaudience.com, 9komJKwMhZ, RESELLER
google.com, pub-3872674820285626, RESELLER, f08c47fec0942fa0
xapads.com, 162365, RESELLER
rtbdemand.com, 23064554446, RESELLER
admixer.net, 0cc7386a-d5a3-4b90-aeeb-3e67f8fe, DIRECT
video.unrulymedia.com, 827123801, DIRECT
pubmatic.com, 160846, RESELLER, 5d62403b186f2ace
inmobi.com, 61d733c3779d43e590c51c8bc078e10c, RESELLER, 83e75a7ae333ca9d
lijit.com, 380632, RESELLER, fafdf38b16bf6b2b #SOVRN
mgid.com, 885240, DIRECT, d4c29acad76ce94f
adform.com, 1762, RESELLER
video.unrulymedia.com, 827123801, RESELLER
video.unrulymedia.com, 2736329702851200000, RESELLER
inmobi.com, 9b300ff061ff4501abcdd864e6c1cceb, RESELLER, 83e75a7ae333ca9d
sharethrough.com, KGPeiFc6, RESELLER, d53b998a7bd4ecd2
openx.com, 559911747, RESELLER, 6a698e2ec38604c6
pubmatic.com, 164187, RESELLER, 5d62403b186f2ace
rubiconproject.com, 26144, RESELLER, 0bfd66d529a55807
trustedstack.com, TSL72ADG4, DIRECT
risecodes.com, 673da70c91e2fd000109c6f6, RESELLER
crystall.io, 294862, DIRECT
lijit.com, 512561, RESELLER, fafdf38b16bf6b2b
adyoulike.com, cea2adf686c5179d6d96c9b0bbac777e, RESELLER
adyoulike.com, 814ad5a7eb7601cc991ae83a976195b9, RESELLER
xandr.com, 13117, RESELLER
admatic.de, ade-pub-6537379909, DIRECT, uufps1dh5stc6euk
amxrtb.com, 105199734, RESELLER
yieldmo.com, 3377199372461613093, RESELLER
onetag.com, 87f58fe90234d0e, RESELLER
smartadserver.com, 5302, RESELLER, 060d053dcf45cbf3
aceex.io, 2108, DIRECT, b1cf3c874d5c6682
video.unrulymedia.com, 799061815, RESELLER
eskimi.com, 2020000186, RESELLER
conversantmedia.com, 100066, DIRECT, 03113cd04947736d
appnexus.com, 15941, RESELLER, f5ab79cb980f11d1
nglcollective.com, 475, DIRECT
kargo.com, 8800, DIRECT
tremorhub.com, 51vtw, RESELLER, 1a4e959a1b50034a
telaria.com, 51vtw, RESELLER, 1a4e959a1b50034a
pubmatic.com, 159933, DIRECT, 5d62403b186f2ace
springserve.com, 1247, RESELLER, a24eb641fc82e93d
telaria.com, 2auap-ich32, RESELLER, 1a4e959a1b50034a
telaria.com, 2auap-45web, RESELLER, 1a4e959a1b50034a
rubiconproject.com, 12186, RESELLER, 0bfd66d529a55807
richaudience.com, 25BiP9IMgN, DIRECT
pubmatic.com, 163389, RESELLER, 5d62403b186f2ace
telaria.com, 2auap-zihku, RESELLER, 1a4e959a1b50034a
tremorhub.com, 2auap-ich32, RESELLER, 1a4e959a1b50034a
tremorhub.com, 2auap-45web, RESELLER, 1a4e959a1b50034a
tremorhub.com, 2auap-zihku, RESELLER, 1a4e959a1b50034a
adagio.io, 1417, DIRECT
# RevBid + Kueez <3
kueez.com, 023bba2412042299d0702b15b00e4c69, DIRECT
appnexus.com, 8826, RESELLER, f5ab79cb980f11d1
rubiconproject.com, 16920, RESELLER
openx.com, 557564833, RESELLER
lijit.com, 407406, RESELLER
media.net, 8cu4jtrf9, RESELLER
pubmatic.com, 162110, RESELLER
sharethrough.com, n98xdzel, RESELLER
33across.com, 0010b00002odu4haax, RESELLER
yieldmo.com, 3133660606033240149, RESELLER
onetag.com, 6e053d779444c00, RESELLER
video.unrulymedia.com, 3486482593, RESELLER
sonobi.com, 4c4fba1717, RESELLER
smartadserver.com, 4288, RESELLER
zetaglobal.com, 108, RESELLER
improvedigital.com, 2106, RESELLER
loopme.com, 11576, RESELLER
themediagrid.com, uot45z, RESELLER
# RevBid + AMXR <3
admixer.net,5ec6caad-1374-4898-b09d-06f75d78bcc0,DIRECT
cdn.rtb-stack.com, 5ec6caad-1374-4898-b09d-06f75d78bcc0, DIRECT
pubmatic.com, 160846, RESELLER, 5d62403b186f2ace
loopme.com, 11488, RESELLER, 6c8d5f95897a5a3b
e-planning.net,ec771b05828a67fa,RESELLER,c1ba615865ed87b2
zetaglobal.net, 891, DIRECT
video.unrulymedia.com, 851532539, RESELLER
admanmedia.com, 1074, RESELLER
nextmillennium.io, 16425, RESELLER, 65bd090fa4a1e3d6
onetag.com, 8305cc299686700, RESELLER
smartyads.com, 260, RESELLER, fd2bde0ff2e62c5d
video.unrulymedia.com, 827123801, RESELLER
rubiconproject.com, 15268, RESELLER, 0bfd66d529a55807
pubmatic.com, 159277, RESELLER
x.adprime.com, AJxF6R77a9M6CaTvK, RESELLER
krushmedia.com, AJxF6R192a9M6CaTvK, RESELLER
rubiconproject.com, 26552, RESELLER
richaudience.com, 9komJKwMhZ, RESELLER
pubmatic.com, 81564, RESELLER, 5d62403b186f2ace
rubiconproject.com, 13510, RESELLER
google.com, pub-3872674820285626, RESELLER, f08c47fec0942fa0
xapads.com, 162365, RESELLER
rtbdemand.com, 23064554446, RESELLER
mgid.com, 885240, RESELLER, d4c29acad76ce94f
adform.com, 1762, RESELLER
smartadserver.com, 3627, RESELLER, 060d053dcf45cbf3
152media.info,152M929,RESELLER
appnexus.com, 11924, RESELLER, f5ab79cb980f11d1
# RevBid + ReVantage <3
kueez.com, 023bba2412042299d0702b15b00e4c69,direct
appnexus.com,8826,reseller,f5ab79cb980f11d1
rubiconproject.com,16920,reseller,0bfd66d529a55807
openx.com, 557564833, RESELLER, 6a698e2ec38604c6
lijit.com,407406,reseller,fafdf38b16bf6b2b
media.net,8cu4jtrf9,reseller
pubmatic.com,162110,reseller,5d62403b186f2ace
sharethrough.com,n98xdzel,reseller,d53b998a7bd4ecd2
33across.com, 0010b00002ODU4HAAX,reseller, bbea06d9c4d2853c
yieldmo.com,3133660606033240149,reseller
onetag.com,6e053d779444c00,reseller
video.unrulymedia.com,3486482593,reseller
sonobi.com,4c4fba1717,reseller,d1a215d9eb5aee9e
smartadserver.com,4288,reseller,060d053dcf45cbf3
zetaglobal.com,108,reseller
improvedigital.com,2106,reseller
adform.com,2926,reseller,9f5210a2f0999e32
start.io, 185522363, reseller
loopme.com,11576,reseller,6c8d5f95897a5a3b
themediagrid.com,uot45z,reseller,35d5010d7789b49d
trustedstack.com, TSIO6G4I5, reseller
themediagrid.com, 7H3QAS, RESELLER, 35d5010d7789b49d
smaato.com, 1100059464, RESELLER, 07bcf65f187117b4
smaato.com, 1100004890, RESELLER, 07bcf65f187117b4
intenze.co , 200184, DIRECT
imds.tv, 82624, RESELLER, ae6c32151e71f19d
152media.info,152M968,RESELLER
amxrtb.com, 105199329, RESELLER
kueez.com,00f14b9c9ba786f50ea561b30cc33bb0, direct
appnexus.com,8826,reseller
richaudience.com, 5wLa5vAlFn, RESELLER
appnexus.com, 8233, RESELLER
adagio.io, 1544, RESELLER
rubiconproject.com, 19116, RESELLER, 0bfd66d529a55807
chocolateplatform.com, 21704, RESELLER
rubiconproject.com, 24248, RESELLER, 0bfd66d529a55807
screencore.io, 293, DIRECT
adyoulike.com, e5bd7e416fd48b8a82c54e94233e5a1e, DIRECT
smilewanted.com, 5230, RESELLER
pubmatic.com, 158810, RESELLER, 5d62403b186f2ace
appnexus.com, 10040, RESELLER
rubiconproject.com, 19814, RESELLER, 0bfd66d529a55807
openx.com, 557083110, RESELLER, 6a698e2ec38604c6
smilewanted.com, 5230, RESELLER
pubmatic.com, 158810, RESELLER, 5d62403b186f2ace
appnexus.com, 10040, RESELLER
rubiconproject.com, 19814, RESELLER, 0bfd66d529a55807
openx.com, 557083110, RESELLER, 6a698e2ec38604c6
adscholars.com, 221557, DIRECT
ergadx.com, 5258, DIRECT
Pubmatic.com, 160881, RESELLER, 5d62403b186f2ace
Pubmatic.com, 162147, RESELLER, 5d62403b186f2ace
inmobi.com, a465db258ac44b2abb4e100fa019be3c, RESELLER, 83e75a7ae333ca9d
rubiconproject.com, 23102, RESELLER, 0bfd66d529a55807
monetixads.com, mix-pub-6611088393, DIRECT, uufps1dh5stc6euk
adform.com, 3266, DIRECT
improvedigital.com, 1616, RESELLER
themediagrid.com, BIH5U6, RESELLER, 35d5010d7789b49d
criteo.com, B-064389, RESELLER, 9fac4a4a87c2a44f
openx.com, 541163168, DIRECT, 6a698e2ec38604c6
pubmatic.com, 158349, RESELLER, 5d62403b186f2ace #EB
pubmatic.com, 158350, RESELLER, 5d62403b186f2ace #TM
pubmatic.com, 155968, RESELLER, 5d62403b186f2ace #PB
rubiconproject.com, 11398, RESELLER, 0bfd66d529a55807
adform.com, 2668, RESELLER
appnexus.com, 11673, RESELLER, f5ab79cb980f11d1
smartadserver.com, 989, RESELLER, 060d053dcf45cbf3
Media.net, 8CU33YS38, RESELLER
vi.ai, g-00f44bb9f57d2bb96162c9eda0981f48c2, DIRECT
outbrain.com, 0052a42837b505f8ee68b4559b35c4d4d7, DIRECT
openx.com, 540393169, RESELLER, 6a698e2ec38604c6
triplelift.com, 11547, RESELLER, 6c33edb13117fd86
improvedigital.com, 1552, Reseller
contextweb.com, 562709, RESELLER, 89ff185a4c4e857c
aps.amazon.com, 3965, RESELLER
freewheel.tv, 1220559, RESELLER
freewheel.tv, 1133073, RESELLER
sovrn.com, 267974, RESELLER, fafdf38b16bf6b2b
adform.com, 2611, RESELLER
rubiconproject.com, 19668, RESELLER, 0bfd66d529a55807
indexexchange.com, 190856, RESELLER, 50b1c356f2c5c8fc
pubmatic.com, 158615, RESELLER, 5d62403b186f2ace
appnexus.com, 7597, RESELLER, f5ab79cb980f11d1
smartadserver.com, 3820, RESELLER
video.unrulymedia.com, 367782854, RESELLER
indexexchange.com, 193091, RESELLER, 50b1c356f2c5c8fc
pubmatic.com, 160065, RESELLER, 5d62403b186f2ace
improvedigital.com, 1863, RESELLER
freewheel.tv, 1220655, RESELLER
google.com, pub-5617098146054077, RESELLER, f08c47fec0942fa0
pubmatic.com, 158055, RESELLER, 5d62403b186f2ace
xandr.com, 10736, RESELLER
rubiconproject.com, 21506, RESELLER, 0bfd66d529a55807
Indexexchange.com, 190500, RESELLER
smartadserver.com,2776,RESELLER
openx.com, 540362347, RESELLER, 6a698e2ec38604c6
openx.com, 540362347, RESELLER, 6a698e2ec38604c6
rubiconproject.com, 20086, RESELLER, 0bfd66d529a55807
connectad.io, 508, RESELLER, 85ac85a30c93b3e5
adform.com, 768, RESELLER, 9f5210a2f0999e32
rubiconproject.com, 26800, RESELLER, 0bfd66d529a55807
openx.com, 537145117, RESELLER, 6a698e2ec38604c6
lijit.com, 244287, RESELLER, fafdf38b16bf6b2b
openx.com, 538959099, RESELLER, 6a698e2ec38604c6
pubmatic.com, 137711, RESELLER, 5d62403b186f2ace
pubmatic.com, 156212, RESELLER, 5d62403b186f2ace
appnexus.com, 1019, RESELLER, f5ab79cb980f11d1
rtbhouse.com, f2PMUrbTLheS4d67McTq, DIRECT
rtbhouse.com, RcZfc1nKUmkHGXLIwZQb, DIRECT
adform.com, 3215, RESELLER
appnexus.com, 14416, RESELLER
appnexus.com, 14808, RESELLER
adform.com, 3215, RESELLER
adform.com, 2904, RESELLER
rubiconproject.com, 27026, RESELLER, 0bfd66d529a55807
netaddiction.tech, net-pub-6615266254, DIRECT, uufps1dh5stc6euk
adform.com, 2668, RESELLER
appnexus.com, 11673, RESELLER, f5ab79cb980f11d1
pubmatic.com, 155968, RESELLER, 5d62403b186f2ace
rubiconproject.com, 11398, RESELLER, 0bfd66d529a55807
openx.com, 541163168, RESELLER, 6a698e2ec38604c6
rtbhouse.com, e3qznauVqenvza0c5wWJ, RESELLER
criteo.com, B-064389, RESELLER, 9fac4a4a87c2a44f
themediagrid.com, BIH5U6, RESELLER, 35d5010d7789b49d
rtbhouse.com, 36401e736811e8034581, DIRECT
rtbhouse.com, Bl90aHDHpnUdxORfqhhI, DIRECT
adform.com, 2083, RESELLER
adform.com, 3240, RESELLER
video.unrulymedia.com, 6111915185540403805, RESELLER
rtbhouse.com, qbax0oJZ14CFN7BQIJcp, RESELLER
rtbhouse.com, qYjwzKx0LtW8zyxLj0Qn, RESELLER
richaudience.com, kBjBHJPcXM, RESELLER
appnexus.com, 8233, RESELLER
pubmatic.com, 81564, RESELLER, 5d62403b186f2ace
pubmatic.com, 156538, RESELLER, 5d62403b186f2ace
rubiconproject.com, 13510, RESELLER
adform.com, 2904, RESELLER
luponmedia.com, 19956462, DIRECT
indexexchange.com, 188165, RESELLER, 50b1c356f2c5c8fc
indexexchange.com, 196757, RESELLER, 50b1c356f2c5c8fc
adform.com, 1985, DIRECT, 9f5210a2f0999e32
rubiconproject.com, 12398, RESELLER, 0bfd66d529a55807
pubmatic.com, 158697, reseller, 5d62403b186f2ace
pubmatic.com, 159760, RESELLER, 5d62403b186f2ace
onetag.com, 8e4c756bde8b2d3, DIRECT
appnexus.com, 13099, RESELLER
pubmatic.com, 161593, RESELLER, 5d62403b186f2ace
rubiconproject.com, 11006, RESELLER, 0bfd66d529a55807
openx.com, 540861995, RESELLER, 6a698e2ec38604c6
openx.com, 558237126, RESELLER, 6a698e2ec38604c6
appnexus.com, 12290, RESELLER, f5ab79cb980f11d1
rubiconproject.com, 17960, RESELLER, 0bfd66d529a55807
adform.com, 2865, RESELLER
appnexus.com, 9393, RESELLER, f5ab79cb980f11d1
indexexchange.com, 191503, RESELLER, 50b1c356f2c5c8fc
openx.com, 559680764, RESELLER, 6a698e2ec38604c6
rubiconproject.com, 23844, RESELLER, 0bfd66d529a55807
smartadserver.com, 3056, RESELLER, 060d053dcf45cbf3
yahoo.com, 49648, RESELLER
pubmatic.com, 161527, RESELLER, 5d62403b186f2ace
pubmatic.com, 158355, RESELLER, 5d62403b186f2ace
lijit.com, 260380, RESELLER, fafdf38b16bf6b2b
appnexus.com, 11924, RESELLER, f5ab79cb980f11d1
amxrtb.com, 105199787, DIRECT
appnexus.com, 11786, RESELLER
sharethrough.com, a6a34444, RESELLER
eskimi.com, 2020000676, DIRECT
pixad.com.tr, px-pub-5768007635, RESELLER, uufps1dh5stc6euk
temedya.com, a9ec2751-1174-4f07-bd9a-84383de7b6b0, DIRECT, 3fa92c7e41b8d605
rubiconproject.com, 24266, RESELLER, 0bfd66d529a55807
admatic.com.tr, adm-pub-2870580877, DIRECT, uufps1dh5stc6euk
admatic.de, ade-pub-5212406025, DIRECT, uufps1dh5stc6euk
adbro.me, 6cf37d9d-abc2-4b41-b62b-c2e251e1ad3a, DIRECT
pubmatic.com, 158849, RESELLER, 5d62403b186f2ace
adform.com, 2968, RESELLER
rtbhouse.com, eqt3MD0DmNFukxfZqFm0, DIRECT
rtbhouse.com, KicWDRpi0GCWX2lQJcYn, DIRECT
rubiconproject.com, 25100, RESELLER, 0bfd66d529a55807
rubiconproject.com, 25102, RESELLER, 0bfd66d529a55807
adtarget.biz, adt-pub-5902984795, DIRECT, uufps1dh5stc6euk
amxrtb.com, 105199853, DIRECT
appnexus.com, 12290, RESELLER
lijit.com, 260380, RESELLER
pubmatic.com, 161527, RESELLER
rubiconproject.com, 23844, RESELLER
adform.com, 2865, RESELLER
openx.com, 559680764, RESELLER
smartadserver.com, 3056, RESELLER
admatic.com.tr, adm-pub-185375301865, DIRECT, uufps1dh5stc6euk
amxrtb.com, 105199787, RESELLER
onetag.com, 8e4c756bde8b2d3, RESELLER
rubiconproject.com, 24266, RESELLER, 0bfd66d529a55807
adform.com, 2083, RESELLER
rubiconproject.com, 27026, RESELLER, 0bfd66d529a55807
pubmatic.com, 159078, DIRECT, 5d62403b186f2ace
stroeer.com, 17938, DIRECT
adform.com, 2600, DIRECT
rubiconproject.com, 25100, RESELLER, 0bfd66d529a55807
admatic.de, ade-pub-1353804549, DIRECT, uufps1dh5stc6euk
seedtag.com, 8592-8920-01, DIRECT
sharethrough.com, AXS5NfBr, DIRECT, d53b998a7bd4ecd2
sovrn.com, 249425, RESELLER
sovrn.com, 397546, DIRECT, fafdf38b16bf6b2b
triplelift.com, 2792, RESELLER, 6c33edb13117fd86
video.unrulymedia.com, 724823153, RESELLER
xandr.com, 4009, DIRECT, f5ab79cb980f11d1
yahoo.com, 57857, RESELLER, e1a5b5b6e3255540
yahoo.com, 58578, DIRECT, e1a5b5b6e3255540
yahoo.com, 59531, RESELLER, e1a5b5b6e3255540
smilewanted.com, 921, RESELLER
pubmatic.com, 158810, RESELLER, 5d62403b186f2ace
appnexus.com, 10040, RESELLER
rubiconproject.com, 19814, RESELLER, 0bfd66d529a55807
openx.com, 557083110, RESELLER, 6a698e2ec38604c6
onetag.com, 7f5d22b0006ab5a, RESELLER
152media.info, 152M728, RESELLER
betweendigital.com, 45128, RESELLER
themediagrid.com, ZG1DBN, RESELLER, 35d5010d7789b49d
videoheroes.tv, 212648, RESELLER , 064bc410192443d8
criteo.com, B-064389, RESELLER, 9fac4a4a87c2a44f
themediagrid.com, BIH5U6, RESELLER, 35d5010d7789b49d
openx.com, 540717821, RESELLER, 6a698e2ec38604c6
openx.com, 541163168, RESELLER, 6a698e2ec38604c6
openx.com, 541163172, RESELLER, 6a698e2ec38604c6
pubmatic.com, 158349, RESELLER, 5d62403b186f2ace
pubmatic.com, 158350, RESELLER, 5d62403b186f2ace
pubmatic.com, 155968, RESELLER, 5d62403b186f2ace
rubiconproject.com, 11398, RESELLER, 0bfd66d529a55807
adform.com, 2668, RESELLER
appnexus.com, 11673, RESELLER, f5ab79cb980f11d1
media.net, 8CU33YS38, RESELLER
vi.ai, g-00f44bb9f57d2bb96162c9eda0981f48c2, DIRECT
outbrain.com, 0052a42837b505f8ee68b4559b35c4d4d7, DIRECT
openx.com, 540393169, RESELLER, 6a698e2ec38604c6
triplelift.com, 11547, RESELLER, 6c33edb13117fd86
improvedigital.com, 1552, RESELLER
contextweb.com, 562709, RESELLER, 89ff185a4c4e857c
aps.amazon.com, 3965, RESELLER
freewheel.tv, 1220559, RESELLER
freewheel.tv, 1133073, RESELLER
sovrn.com, 267974, RESELLER, fafdf38b16bf6b2b
adform.com, 2611, RESELLER
rubiconproject.com, 19668, RESELLER, 0bfd66d529a55807
indexexchange.com, 190856, RESELLER, 50b1c356f2c5c8fc
pubmatic.com, 158615, RESELLER, 5d62403b186f2ace
appnexus.com, 7597, RESELLER, f5ab79cb980f11d1
smartadserver.com, 3820, RESELLER
video.unrulymedia.com, 367782854, RESELLER
indexexchange.com, 193091, RESELLER, 50b1c356f2c5c8fc
pubmatic.com, 160065, RESELLER, 5d62403b186f2ace
improvedigital.com, 1863, RESELLER
freewheel.tv, 1220655, RESELLER
google.com, pub-5617098146054077, RESELLER, f08c47fec0942fa0
pubmatic.com, 158055, RESELLER, 5d62403b186f2ace
xandr.com, 10736, RESELLER, f5ab79cb980f11d1
rubiconproject.com, 21506, RESELLER, 0bfd66d529a55807
indexexchange.com, 190500, RESELLER, 50b1c356f2c5c8fc
smartadserver.com, 2776, RESELLER
openx.com, 540362347, RESELLER, 6a698e2ec38604c6
rubiconproject.com, 20086, RESELLER, 0bfd66d529a55807
appnexus.com, 14416, RESELLER, f5ab79cb980f11d1
appnexus.com, 14808, RESELLER, f5ab79cb980f11d1
rubiconproject.com, 27026, RESELLER, 0bfd66d529a55807
rtbhouse.com, f2PMUrbTLheS4d67McTq, DIRECT
rtbhouse.com, RcZfc1nKUmkHGXLIwZQb, DIRECT
adform.com, 2968, RESELLER
rtbhouse.com, eqt3MD0DmNFukxfZqFm0, DIRECT
rtbhouse.com, KicWDRpi0GCWX2lQJcYn, DIRECT
adform.com, 3240, DIRECT
onetag.com, 8e4c756bde8b2d3, DIRECT
appnexus.com, 13099, RESELLER, f5ab79cb980f11d1
pubmatic.com, 161593, RESELLER, 5d62403b186f2ace
rubiconproject.com, 11006, RESELLER, 0bfd66d529a55807
adform.com, 3215, RESELLER
rtbhouse.com, qbax0oJZ14CFN7BQIJcp, RESELLER
rtbhouse.com, qYjwzKx0LtW8zyxLj0Qn, RESELLER
richaudience.com, kBjBHJPcXM, RESELLER
openx.com, 540861995, RESELLER, 6a698e2ec38604c6
openx.com, 558237126, RESELLER, 6a698e2ec38604c6
adform.com, 2904, RESELLER
amxrtb.com, 105199787, DIRECT
appnexus.com, 12290, RESELLER, f5ab79cb980f11d1
rubiconproject.com, 17960, RESELLER, 0bfd66d529a55807
adform.com, 2865, RESELLER
appnexus.com, 9393, RESELLER, f5ab79cb980f11d1
indexexchange.com, 191503, RESELLER, 50b1c356f2c5c8fc
openx.com, 559680764, RESELLER, 6a698e2ec38604c6
rubiconproject.com, 23844, RESELLER, 0bfd66d529a55807
smartadserver.com, 3056, RESELLER, 060d053dcf45cbf3
yahoo.com, 49648, RESELLER
pubmatic.com, 161527, RESELLER, 5d62403b186f2ace
pubmatic.com, 158355, RESELLER, 5d62403b186f2ace
lijit.com, 260380, RESELLER, fafdf38b16bf6b2b
appnexus.com, 11924, RESELLER, f5ab79cb980f11d1
appnexus.com, 11786, RESELLER, f5ab79cb980f11d1
sharethrough.com, a6a34444, RESELLER
eskimi.com, 2020000676, DIRECT
temedya.com, f913a7dd-397e-4361-9e22-b27e036b9fbf, DIRECT, 3fa92c7e41b8d605
rubiconproject.com, 24266, RESELLER, 0bfd66d529a55807
admatic.com.tr, adm-pub-3698631073, DIRECT, uufps1dh5stc6euk
pubmatic.com, 158849, DIRECT, 5d62403b186f2ace
adform.com, 2083, RESELLER
rtbhouse.com, Bl90aHDHpnUdxORfqhhI, DIRECT
rtbhouse.com, 36401e736811e8034581, DIRECT
rubiconproject.com, 25100, RESELLER, 0bfd66d529a55807
rubiconproject.com, 25102, RESELLER, 0bfd66d529a55807
admanmedia.com, 2317, DIRECT
inventorypartnerdomain=admanmedia.com
pubmatic.com, 165117, RESELLER, 5d62403b186f2ace
pubmatic.com, 158481, RESELLER, 5d62403b186f2ace
pubmatic.com, 162974, RESELLER, 5d62403b186f2ace
rubiconproject.com, 14558, RESELLER, 0bfd66d529a55807
rubiconproject.com, 25386, RESELLER, 0bfd66d529a55807
openx.com, 540866936, RESELLER, 6a698e2ec38604c6
appnexus.com, 15349, RESELLER, f5ab79cb980f11d1
appnexus.com, 12700, RESELLER, f5ab79cb980f11d1
video.unrulymedia.com, 3948367200, RESELLER
sharethrough.com, XeKuhSkz, RESELLER, d53b998a7bd4ecd2
33across.com, 0015a00002egvRSAAY, RESELLER, bbea06d9c4d2853c
smartadserver.com, 3713, RESELLER, 060d053dcf45cbf3
zetaglobal.net, 757, RESELLER
insticator.com,7184c7ca-645a-4e0f-a78c-6d5822b3449f, RESELLER, b3511ffcafb23a32
adyoulike.com, a2226c27fc2a6773f6a2b365e013513a, RESELLER
loopme.com, 11386, RESELLER, 6c8d5f95897a5a3b
adform.com, 2671, RESELLER
smaato.com, 1100058015, RESELLER, 07bcf65f187117b4
richaudience.com, iKKFhsvJ2v, RESELLER
yieldmo.com, 2807970144171533194, RESELLER
conversantmedia.com, 100308, RESELLER, 03113cd04947736d
themediagrid.com, A8X5S7, RESELLER, 35d5010d7789b49d
lijit.com, 417620, RESELLER, fafdf38b16bf6b2b
sonobi.com, 7b37f8ccbc, RESELLER, d1a215d9eb5aee9e
triplelift.com, 12456, RESELLER, 6c33edb13117fd86
amxrtb.com, 105199820, RESELLER
media.net, 8CU58PCO4, RESELLER
trustedstack.com, TS5UCV3O4, RESELLER
improvedigital.com, 2316, RESELLER
onetag.com, 818fac267e2a1b4, DIRECT
onetag.com, 818fac267e2a1b4-OB, DIRECT
appnexus.com, 13099, RESELLER
pubmatic.com, 161593, RESELLER, 5d62403b186f2ace
rubiconproject.com, 11006, RESELLER, 0bfd66d529a55807
video.unrulymedia.com, 586616193, RESELLER
vidazoo.com, 6890de45500e26e74de1f6b7, DIRECT, b6ada874b4d7d0b2
rubiconproject.com, 17130, RESELLER, 0bfd66d529a55807
openx.com, 541017750, RESELLER, 6a698e2ec38604c6
pubmatic.com, 159988, RESELLER, 5d62403b186f2ace
appnexus.com, 2794, RESELLER, f5ab79cb980f11d1
lijit.com, 222372, RESELLER, fafdf38b16bf6b2b
themediagrid.com, 3AW9JB, RESELLER, 35d5010d7789b49d
themediagrid.com, 95QZ48, RESELLER, 35d5010d7789b49d
video.unrulymedia.com, 2743945877, RESELLER
sharethrough.com, S2rESyUH, RESELLER, d53b998a7bd4ecd2
appnexus.com, 8233, RESELLER
richaudience.com, 3MkIAgQBPw, RESELLER
media.net, 8CUN4Y5Y3, RESELLER
triplelift.com, 11883, RESELLER, 6c33edb13117fd86
datawrkz.com, 2590, DIRECT
inmobi.com, 74510130b7d34af880f3a38049d5f914, RESELLER, 83e75a7ae333ca9d
rubiconproject.com, 13732, RESELLER, 0bfd66d529a55807
appnexus.com, 2741, RESELLER, f5ab79cb980f11d1
video.unrulymedia.com, 642221422, RESELLER
pubmatic.com, 164373, RESELLER, 5d62403b186f2ace
google.com, pub-8856559311549217, RESELLER, f08c47fec0942fa0
onetag.com, 7762f41ee0fb798, DIRECT
vdo.ai, 915813768, RESELLER
datacygnal.io, 151427, RESELLER
appnexus.com, 8610, RESELLER, f5ab79cb980f11d1
adscholars.com, 221557, RESELLER
ergadx.com, 5258, RESELLER
Pubmatic.com, 160881, RESELLER, 5d62403b186f2ace
Pubmatic.com, 162147, RESELLER, 5d62403b186f2ace
inmobi.com, a465db258ac44b2abb4e100fa019be3c, RESELLER, 83e75a7ae333ca9d
rubiconproject.com, 23102, RESELLER, 0bfd66d529a55807
adtarget.com.tr, 767666, DIRECT
pubmatic.com, 159078, DIRECT, 5d62403b186f2ace
adform.com, 2600, DIRECT
amxrtb.com, 105199853, DIRECT
insticator.com,7798c5f4-7a1a-433a-9cd1-d73d78980970,DIRECT,b3511ffcafb23a32
sharethrough.com,Q9IzHdvp,DIRECT,d53b998a7bd4ecd2
risecodes.com,6124caed9c7adb0001c028d8,DIRECT
triplelift.com,6998,DIRECT,6c33edb13117fd86
pmc.com,1242710,DIRECT,8dd52f825890bb44
pubmatic.com,95054,DIRECT,5d62403b186f2ace
smaato.com,1100058355,DIRECT,07bcf65f187117b4
Skip to content
Graded premium life insurance offers a unique approach to securing your family’s financial future. Unlike traditional level premium policies, graded premium insurance starts with lower initial premiums that gradually increase over a set period, typically five to ten years. This structure can be particularly appealing to younger individuals or those facing budget constraints, allowing them to secure coverage while managing their immediate financial obligations. This guide will delve into the intricacies of graded premium life insurance, exploring its benefits, drawbacks, and suitability for various life stages.
We’ll examine how these increasing premiums work, comparing them to level premium and other life insurance types. We will also consider the impact of policy riders, factors influencing policy costs, and provide practical steps to help you determine if a graded premium policy aligns with your individual needs and financial goals. Ultimately, understanding the nuances of graded premium life insurance empowers you to make informed decisions about protecting your loved ones.
Definition and Characteristics of Graded Premium Life Insurance
Graded premium life insurance is a type of permanent life insurance policy that offers a unique approach to premium payments. Unlike level premium policies where premiums remain constant throughout the policy’s term, graded premium policies feature lower premiums in the initial years, gradually increasing over a specified period before leveling off. This structure aims to make the policy more affordable in the early years, particularly beneficial for individuals with tighter budgets during their younger years or career building stages.
Graded premium life insurance policies share many characteristics with other permanent life insurance options, including a cash value component that grows tax-deferred over time. This cash value can be borrowed against or withdrawn, providing financial flexibility. However, the defining feature is the graduated premium payment schedule.
Premium Payment Structure
The defining characteristic of a graded premium life insurance policy is its escalating premium schedule. Premiums start low and increase incrementally over a predetermined period, typically 5 to 10 years, after which they remain level for the remainder of the policy’s duration. This phased increase allows policyholders to manage their finances more effectively during the early years when financial resources may be limited. The rate of increase is specified in the policy contract and is generally consistent and predictable. For example, a policy might start with premiums of $500 annually, increasing by $50 each year for five years, ultimately reaching a level premium of $750 annually.
Comparison with Level Premium Life Insurance
Level premium life insurance policies maintain a consistent premium payment throughout the policy’s life. This provides predictability and stability in budgeting for insurance costs. In contrast, graded premium policies offer lower initial premiums but ultimately result in higher total premium payments over the policy’s life compared to a level premium policy with the same death benefit. The choice between the two depends on individual financial circumstances and priorities. Someone prioritizing affordability in the early years might prefer a graded premium policy, while someone who values consistent, predictable payments might opt for a level premium policy.
Beneficial Scenarios for Graded Premium Life Insurance
Graded premium life insurance can be particularly advantageous in situations where individuals anticipate an increase in income over time. Young professionals, for instance, might find the lower initial premiums appealing as they establish their careers and income grows. Similarly, individuals facing temporary financial constraints may benefit from the lower initial premiums, providing crucial life insurance coverage while easing the immediate financial burden. Consider a young family starting a business: the lower initial premiums allow them to secure coverage while focusing on building their enterprise. Once the business becomes profitable, the gradually increasing premiums become manageable. Another example is a newly married couple buying a house, where the initial lower premiums of graded premium life insurance can be beneficial alongside mortgage payments.
Illustrative Examples
Graded premium life insurance, with its initially lower premiums and subsequent increases, presents a unique financial planning tool. Understanding its application requires examining scenarios where it proves advantageous and others where alternative options might be more suitable. The following examples illustrate the diverse situations where a graded premium policy could be a good fit, or conversely, where it might fall short.
Young Professional Benefiting from Graded Premium Insurance
Consider Anya, a 28-year-old software engineer earning a comfortable salary but anticipating significant career advancement and increased income within the next five to ten years. Anya is health-conscious and wants life insurance to protect her family in the event of her untimely death. A traditional level-premium policy might strain her current budget, but a graded premium policy allows her to secure substantial coverage now, with premiums that increase gradually alongside her expected salary growth. This approach ensures she has adequate protection while managing her finances effectively during her early career stages. By the time her premiums reach their maximum level, her increased income will comfortably absorb the higher cost. This strategy avoids the potential need to reduce coverage or struggle with high premiums early in her career.
Scenario Where Graded Premium Might Not Be Optimal
Conversely, consider Robert, a 60-year-old retiree with a fixed income and limited savings. Robert needs life insurance to cover estate taxes and provide for his spouse. A graded premium policy, with its increasing premiums, would likely be unsuitable for him. His fixed income may not accommodate the escalating costs, potentially jeopardizing his ability to maintain the policy over time. For Robert, a level-premium policy, perhaps with a lower death benefit, or a term life insurance policy, would offer a more financially viable and sustainable solution, given his age and financial constraints. His fixed income stream is unlikely to support the increasing premiums associated with a graded premium policy over his remaining lifespan.
Hypothetical Policy Structures
The structure of a graded premium policy significantly influences the premium schedule. Below are two hypothetical examples illustrating this variance:
Policy Structure A: Gentle Increase
This policy features a relatively slow premium increase over the first ten years, rising by approximately 5% annually. After ten years, the premium levels off, remaining constant for the remainder of the policy term. This structure is designed to be more manageable for individuals anticipating steady income growth. For example, a 30-year-old might start with a premium of $500 annually, gradually increasing to approximately $814 by year 10, then remaining at that level.
Policy Structure B: Steeper Initial Increase
This policy demonstrates a more aggressive premium increase in the early years. Premiums might increase by 10% annually for the first five years, followed by a slower 3% annual increase for the next five years, before leveling off. This approach might suit someone with a projected rapid income increase in the initial years. For instance, a policy could start at $400 annually, rising to approximately $800 within five years and then to roughly $950 within ten years before stabilizing. This structure would require more careful financial planning, as the initial increase is substantial.
Final Conclusion
Graded premium life insurance presents a viable option for individuals seeking affordable life insurance coverage, particularly in the early stages of their careers or when facing budgetary limitations. While the increasing premiums are a key characteristic, the potential long-term savings and the ability to secure significant coverage can outweigh this factor for many. However, careful consideration of the rising premiums, policy terms, and comparison with alternative insurance products is crucial before committing to a policy. By understanding the benefits, drawbacks, and suitability for your specific circumstances, you can make an informed decision that best protects your financial well-being and secures your family’s future.
FAQ Insights
What happens if I can’t afford the increasing premiums?
Most policies allow for several options if premiums become unaffordable, such as reducing coverage, converting to a paid-up policy (with reduced coverage), or taking out a loan against the policy’s cash value (if applicable). It’s crucial to contact your insurance provider immediately to discuss available options.
Can I change my policy later?
The possibility of changing your policy depends on the specific terms and conditions of your contract. Some policies allow for adjustments, while others may have limitations. Review your policy document carefully or contact your insurer to understand your options.
How does graded premium life insurance compare to term life insurance?
Graded premium offers lifelong coverage (permanent) unlike term life insurance, which provides coverage for a specific period. While initial premiums are lower for graded premium, they increase over time, whereas term life premiums remain level. The best choice depends on your individual needs and financial circumstances.
Post navigation